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The Final Prophet1 min readViewed 6 times

5.26 The Unavoidability Of Ribā (interest)


Prophet Muhammad صلى الله عليه وسلم also foretold that ribā, which is one of the most unethical and exploitative transactions, would become inescapable. Abū Hurayrah  reports that the Messenger of Allah صلى الله عليه وسلم said, “A time will come over the people when they will consume ribā.” They asked him, “All of them?” He said, “Whoever does not consume it will still be reached by its dust.”323

Whether for purchasing a property or vehicle, or simply for developing credit in today’s world, interest-bearing clauses have permeated every dimension of contemporary financial dealings. There is also the sheer amount of interest in modern banking that entangles us all. For instance, the deposits in our checking accounts are loaned out by the bank to make it more money, and the bonuses we receive on credit card rewards are partly funded by the interest paid by other customers. Also, the government consistently runs a deficit, which is in turn paid for with debts, meaning that the government services we utilize, even just driving on a highway, are thus paid for by interest. This prophecy astounds a person further when they recall that the absolute prohibition of interest already existed in medieval Christianity, and so the Prophet Muhammad صلى الله عليه وسلم must have seen beyond this presumed safeguard against the extreme proliferation of interest in the world.

323 Ibn Ḥanbal, Musnad Aḥmad, 16: 258 #10410; authenticated by Aḥmad Shākir in ‘Umdat al-Tafsīr ‘an Ibn Kathīr (Egypt: Dār al-Wafā’, 2005), 1:332.

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Chapters (77)
  1. 1Foreword
  2. 2Preface
  3. 31. Humanity’s Need For Prophethood
  4. 41.1 The Spiritual Necessity Of Prophethood
  5. 51.2 The Moral Necessity Of Prophethood
  6. 61.3 The Historical Necessity Of Prophethood
  7. 71.4 The Biblical Necessity Of Prophethood
  8. 82. The Prophet’s Character
  9. 92.1 His Honesty And Integrity
  10. 102.2 His Simplicity and Humility
  11. 112.3 His Mercy and Compassion
  12. 122.4 His Clemency And Forgiveness
  13. 132.5 His Bravery And Valor
  14. 142.6 His Generosity
  15. 152.7 His Perseverance And Trust In God
  16. 163. The Prophet’s Accomplishments
  17. 173.1 A Love Larger Than Life
  18. 183.2 History’s Greatest Success Story
  19. 193.3 Restoring The Unity Of God
  20. 203.4 Revolutionizing Human Rights
  21. 213.5 Molding a Model Generation
  22. 224. The Prophet’s Message
  23. 234.1 Pure Monotheism
  24. 244.2 Faith In Destiny
  25. 254.3 The Salah ( Ritual Prayer)
  26. 264.4 Siyam (Devotional Fasting)
  27. 274.5 Prohibiting Extramarital Relations
  28. 284.6 Prohibiting Interest-Based Lending
  29. 294.7 Prohibiting Alcohol Consumption
  30. 304.8 Healthy Eating and Personal Hygiene
  31. 314.9 Science And Medicine
  32. 325. The Prophet’s Prophecies
  33. 335.1 The Byzantines Will Rebound
  34. 345.2 The Abode of Abu Lahab
  35. 355.3 The Globalization Of Islam
  36. 365.4 Undeterred By Time Or Distance
  37. 375.5 Six In Sequence
  38. 385.6 Counting The Conquests
  39. 395.7 Security Will Prevail
  40. 405.8 The Last Emperors
  41. 415.9 A Whisper In His Daughter’s Ear
  42. 425.10 The Longest Arm
  43. 435.11 The Martyrdom Of ‘umar And ‘uthmān
  44. 445.12 Inevitable Infighting
  45. 455.13 Tensions Among The Prophet’s Household
  46. 465.14 The Fate Of ‘ammār
  47. 475.15 Ali Suppressing the Khaarijites
  48. 485.16 Repairing The Rift
  49. 495.17 Cycling Back To Virtue Is Promised
  50. 505.18 Asmā’ Sends A Tyrant Home
  51. 515.19 Umm Ḥarām’s Date With Destiny
  52. 525.20 Preempting The Questioner
  53. 535.21 An Unforgettable Sermon
  54. 545.22 The Emergence of Selective Textualism
  55. 555.23 A Horrific Wildfire
  56. 565.24 Prosperity And Hedonism Before The End Times
  57. 575.25 Competing in Materialism
  58. 585.26 The Unavoidability Of Ribā (interest)
  59. 595.27 An Increase In Brutality And Killing
  60. 605.28 The Plunge Into Immorality
  61. 615.29 Muslims Becoming Easy Prey
  62. 625.30 The Immortality Of His Nation
  63. 635.31 Never Thought You Would Speak
  64. 646. The Prophet’s Physical Miracles
  65. 656.1 The Possibility Of Miracles
  66. 666.2 The Demonstrability Of Miracles
  67. 676.3 Specific Miracles Of The Prophet
  68. 687. The Inimitable Qur’an
  69. 697.1 A Literary Masterpiece
  70. 707.2 Knowledge of the Inaccessible Past
  71. 717.3 Preserved as Promised
  72. 727.4 An Extraordinary Potency
  73. 737.5 Echoes of a Prophet
  74. 74A Parting Word On The Journey Of Faith
  75. 75Bibliography
  76. 76About The Author
  77. 77About Yaqeen Institute