Hannun jarin fam biliyan 500 a bangaren banki da alama shi ne jifa ta karshe da Gwamnatin Burtaniya ke yi don ceto tsarin kudi daga rugujewa baki daya. Kamar dan caca da ya kullum komawa gidan caca don ya dawo da asarar da ya yi, haka ma Gwamnatin Burtaniya ke ci gaba da zuba kudin masu biyan haraji na gaske don rufe asarar "kadarorin" kudi.

The £500 billon stake in the banking sector appears to be the last throw of the dice by the UK Government in an attempt to rescue systemic collapse in the financial system. Like a losing gambler who returns to the casino repeatedly to recoup his losses the British Government too keeps pouring real tax payers money to cover financial ‘asset’ losses.

Ƙasashen Yammaci sun shekaru da dama suna wa duniya wa'azi game da amfanin 'yancin mallaka kamar yadda ya bayyana a tsarin jari-hujja na kasuwa. Ba wannan kawai ba, sun kuma tsara da kuma dasa shirye-shiryen mayar da kamfanoni na gwamnati zuwa na masu zaman kansu, manufofin ciniki cikin 'yanci, tsarin kamfanoni irin na jari-hujja da kuma ayyukan kasuwar hannayen jari a ko'ina cikin duniya, ta hanyar kamfanonin ba da shawara masu biyan kuɗi mai yawa.

Western nations have for decades lectured the world about the benefits of freedom of ownership as epitomised in market capitalism. Not only that, they have, via highly paid consultancies, developed and implanted privatisation programmes, free trade policies, capitalist company structures and stock market operations around the globe.

Ta hanyar abin da ake kira 'Washington consensus', Asusun Ba da Lamuni na Duniya (IMF) da Bankin Duniya (WB) sun ɗora manufofin jari-hujja a kan ƙasashe masu tasowa matalauta waɗanda ba su da ƙarfin jurewa illolin kai tsaye na waɗannan shirye-shiryen 'daidaitawa'. An lalata tattalin arziƙin ƙasashe baki ɗaya cikin tsananin zalunci, tare da mummunan sakamako. Duk da haka, masu bankin (IMF da WB) sun ta bayar da hujja a kowane lokaci, bayan kowane rikici, cewa waɗannan manufofin jari-hujja mataki ne mai muhimmanci a kan hanya madaidaiciya.

Through the so-called ‘Washington consensus’ the IMF and World Bank have imposed capitalist policies on poor developing nations ill equipped to deal with the disastrous direct consequences of these ‘adjustment’ programmes. Whole economies have been brutally vandalised with catastrophic consequences. Yet the bankers (IMF and WB) have argued each time and after every crisis that these capitalist policies are a necessary step in the right direction.

Duk da haka, a fuskar durƙushewar tattalin arziki a cikin gida, ƙasashen Yammacin duniya sun saɓa wa, sun yi watsi da, ko kuma sun ƙi bin wannan magani gaba ɗaya.

However, faced with an economic collapse at home western nations have contradicted, overlooked or plainly disregarded the same prescription.

Sabani da ke tsakanin manufofi da ka'idojin kasuwar 'yanci ta jari-hujja da kuma alamu bayyanannu na fatarar akida ta Yamma sun yi yawa a cikin wannan rikici na yanzu:

Contradictions with capitalist free market policies and principles which provide clear signs of an ideologically bankrupt West have been numerous in the current crisis:

1. An ƙarya kamfanonin masu zaman kansu da a baya suke samun riba amma suka faɗi an mayar da su mallakin gwamnati (misali Northern Rock da Royal Bank of Scotland a Birtaniya, da Fannie Mae da Freddie Mac a Amurka). 2. An yi watsi da dokokin hana mulkin mallaka na kasuwa (monopoly) da dokokin hana gasa mara adalci (anti-trust ko anti-competition) (misali haɗewar Lloyds da HBOS a Birtaniya).

1. Previously profitable failed private companies have been nationalised (e.g. Northern Rock and the Royal Bank of Scotland in the UK and Fannie Mae, Freddie Mac in the US) 2. Monopolies and anti-trust (or anti-competition) laws have been disregarded (e.g. the merger between Lloyds and HBOS in the UK).

Miliyoyin biliyoyin kuɗin masu biyan haraji sun kasance ana zuba su cikin tsarin bankunan masu zaman kansu domin su ba da rance ga cibiyoyin hada-hadar kuɗi na kasuwanci da ke neman riba.

3. Hundreds of billions of tax payer’s money has been poured into the private banking system to lend money to commercial profit making financial institutions.

4. An rage riba (farashin kuɗin ruwa) an yanke su duk da cewa hauhawar farashi tana da yawa sosai, lamarin da ya saɓa wa manufar kuɗi mai kyau (misali, Amurka, Birtaniya da Turai).

4. Interest rates have been cut despite relatively high inflation contradicting ‘sound’ monetary policy (e.g. US, UK and Europe).

5. An rage haraji duk da yawan bashi da basussukan gwamnati (misali, Amurka), wanda hakan ya saba wa ka'idojin kasafin kudi na "hikima".

5. Taxes have been cut despite high public borrowing and debt (e.g. US) contradicting ‘prudent’ fiscal rules.

6. Kashi 100% na basussukan kuɗi na kamfanoni masu zaman kansu da ke neman riba (bankuna) gwamnatoci sun ba da tabbacin biya (misali Ireland).

6. 100% of the financial liabilities of private profit making companies (banks) have been guaranteed by governments (e.g. Ireland).

7. Kamfanonin kera motoci masu zaman kansu an ba su garantin bashi don ƙarfafa zuba jari (misali, Amurka).

7. Car manufacturing private corporations have been given credit guarantees to stimulate investment (e.g. US).

8. Gwamnatoci sun yi amfani da kuɗin masu biyan haraji wajen sayen hannun jari a kamfanoni masu zaman kansu da suka kasa biyan bashi (misali, shirin ceto bankuna na Birtaniya).

8. Governments have used taxpayer’s money to buy shares in insolvent private corporations (e.g. UK bank rescue plan).

9. Gyaran dokokin lissafin kuɗi da aka shirya, ciki har da ƙimar adalci (mark to market) a cikin ma'auni na lissafin kuɗi na kuɗi.

9. The planned amendment of accounting rules including fair value (mark to market) within Financial accounting standards.

Gazawar tsarin kasuwannin hada-hadar kuɗi a tsari ta ta zama shaida bayyananniya da ke tuhumar tsarin jari-hujja, domin tsarin hada-hadar kuɗi ya fi kowace cibiyar jari-hujja bayyana tunani, dabi'u, manufofi, al'ada da hangen nesa. Ka'idar jari-hujja ta 'yancin mallaka, wadda a da ana ɗaukarta da tsarki, ta tabbatar da cewa tana haifar da bala'i da lalacewa mai muni ga al'umma a Yamma. Ɗayan matsananciyar akidar, wato gurguzu, wadda ta musanta mallaka gaba ɗaya, ita ma ta tabbatar da cewa ba ta yiwuwa a aiwatar da ita.

The systematic failure of financial markets is a clear indictment of capitalism because the financial system epitomises capitalism in its thoughts, values, policies, culture and outlook, more than any other capitalist institution. The capitalist principle of freedom of ownership once sacrosanct has proved disastrous and ruinously damaging for society in the West. The other extreme of communism which denied ownership altogether has also proved unworkable.