20 Zakkar Azurfa da Zinariya
20 The Zakat of Silver and Gold
Zakat na azurfa da zinariya, ko suna cikin kuɗi ko a'a, wajibi ne bisa ga Sunnah da Ijma'ar Sahabbai. Dangane da Sunnah, wannan yana bisa abin da Abu Hurairah ya ruwaito: Manzon Allah ﷺ ya ce: "Babu mai zinariya ko azurfa wanda ba ya bayar da haƙƙinsu sai dai a ranar Alƙiyama za a yi masa faranti na wuta. Za a jajjefe su a cikin Jahannama, sannan a yi amfani da su wajen ƙona gefensa, goshinsa da bayansa. Duk sanda suka huce, sai a sake zafafa su masa a cikin wata rana wadda tsawonta shekara dubu hamsin ne, har sai an yi hukunci tsakanin mutane, sannan a nuna masa hanyarsa, ko zuwa Aljanna ko zuwa Wuta" (waɗanda suka ruwaito shi guda biyar sai dai At-Tirmizi). Haka kuma ya ce: "Duk wanda Allah (SWT) ya ba shi dukiya, sannan bai biya zakatinta ba, to za a gabatar masa da dukiyarsa a ranar Alƙiyama kamar macijin da ya yi sanko mai tabo biyu a bisa idanunsa, za ta kewaye shi a ranar Alƙiyama. Sannan za ta kama shi da gefen muƙamuƙinsa biyu, ta ce: Ni ce dukiyarka, ni ce taskar da ka tara." Sannan ya karanta:
The Zakat of silver and gold, whether in currency or not, is obliged by the Sunnah and Ijma’a as-Sahabah. As for the Sunnah, this is due to what Abu Hurayra narrated: The Messenger of Allah (saw) said: “No owner of gold or silver who fails to give their due right except that he will have sheets of fire made for him on the Day of Judgement. They will be heated in the Hellfire then used to burn his sides, forehead and back. Whenever they cool they are reheated to him in a Day whose length is 50,000 years long until it is judged between the people and he is shown his path, either to Paradise or to the Fire” (narrated by the five except At-Tirmizi). Also he said: “Whoever is given wealth by Allah (swt) and fails to pay its Zakat then his wealth will be presented to him on the day of judgement as a bald snake with two spots above its eyes and it surrounds him on the Day of Judgement. Then it will hold him by two sides of his jaw and it will say: I am your wealth, I am your hoarded treasure.” Then he recited:
"Kada waɗanda suke yin rowa da abin da Allah (SWT) ya ba su daga falalarSa su yi zaton cewa hakan alheri ne a gare su. A'a, sharri ne a gare su. Za a ɗaure abin da suka yi rowarsa a wuyoyinsu a Ranar Kiyama kamar abin wuya mai juyawa."(Al-Imran: 180) (wanda Ahmad da Muslim da Tirmidhi da Nasa'i da Ibn Majah suka ruwaito, banda Abu Dawud).
“Let not those who covetously withhold of the bounties which Allah (swt) has given them of His grace think that it is good for them. Soon shall what they covetously withhold be tied to their necks like a twisted collar on the Day of Judgement.” [Al-Imran: 180] (narrated by the five except Abu Dawud).
Dangane da Ijma'a, sahabbai sun yi ijma'i ba tare da wani ya saɓa ba a kan wajibcin zakka a kan azurfa da zinariya.
As for Ijma’a, the companions had a consensus without anyone disagreeing upon the obligation of Zakat on silver and gold.
Nisab Adadin Azurfa
The Nisab Amount of Silver
Mafi ƙarancin azurfar da zakka ke wajaba a kanta shi ne auns biyar, saboda faɗinsa ﷺ: "Babu sadaka a kan abin da bai kai auns biyar ba" (wanda aka amince da shi). Adadinsa kuma ana lissafa shi da dirhami 200, domin kowane auns yana da dirhami 40. Daga Ali ɗan Abi Ɗalib, wanda ya ce: "Dirhami biyar (ne ake biya) a cikin kowane dirhami 200." Muhammad (ﷺ) ɗan Abdur Rahman al-Ansari ya riwaito haka a cikin littafin Manzon Allah ﷺ, da kuma littafin ‘Umar ɗan Khaɗɗab, game da sadaka (an bayyana): "Ba a karɓar komai daga azurfa har sai ta kai dirhami 200." Don haka idan azurfa ba ta kai dirhami 200 ba, ko da da dirhami ɗaya ne ya rage, to babu zakka a kanta, saboda ba ta kai auns biyar ba. Manzon Allah ﷺ bai wajabta zakka a kan abin da bai kai auns biyar ba.
The least amount of silver upon which Zakat is obliged is five ounces due to his saying: “There is no Sadaqah on anything less than five ounces” (agreed upon). Its amount is counted as 200 Dirhams because each ounce is 40 Dirhams. From Ali b. Abi Talib who said: “Five Dirhams (are due) in every 200 Dirhams.” Muhammad (saw) b. Abdur Rahman al-Ansari narrated that in the book of the Messenger of Allah (saw) , and the book of ‘Umar ibn Al-Khattab, on Sadaqah (there was stated): “Nothing is taken from silver until it reaches 200 Dirhams.” Thus if silver is less than 200 Dirhams, even by just one Dirham, then no Zakat is obliged upon it, due to its being less than five ounces. The Messenger of Allah (saw) did not oblige Zakat in what is less than five ounces.
Dirhaman da ake lissafin Nisabi da su su ne Dirhaman Shari'a. Kowane goma daga cikinsu daidai yake da nauyin mithqal bakwai na zinariya. Kowane Dirhami daidai yake da kashi bakwai bisa goma na mithqal. Wannan shi ne Dirhamin Shari'a da ake aunawa da shi Nisabin Zakka, darajar Jizya, diyyar jini, Nisabin yanke hannu saboda sata da sauransu.
The Dirhams against which the Nisab is considered are the Shari’ah Dirhams. Every ten of them are equivalent to the weight of seven Mithqal of gold. Each Dirham is equivalent to seven-tenths of a mithqal. This is the Shari’ah Dirham against which is measured the Nisabs of Zakat, the value of Jizya, blood-monies, the Nisab of cutting for stealing etc.
Nauyin dirhami a gram a yau da ake amfani da shi shi ne gram 2.975, don haka nauyin Nisab na Zakka a azurfa - wato dirhami 200 - ya zama gram 595. Ya haɗa da azurfar da aka yi wa tsabar kuɗi a matsayin kuɗi, da kuma azurfar foda (Tibr) ko tubalan narkakkiyar azurfa (Sabaik). Idan azurfar ta gauraya da gubar, tagulla ko wasu nau'ikan ma'adanai, ta yadda tsantsar azurfar da ke cikinta ta kai Nisab na azurfa, to Zakka ta wajaba, kuma ana fitar da ita daga adadin tsantsar azurfar da ke cikinta.
The dirham’s weight in grams utilised today is 2.975 grams, so the weight of the Nisab of Zakat in silver-which is 200 Dirhams-becomes 595 grams. It includes the minted silver as currency as well as the dust (Tibr) or ingots (Sabaik). If the silver is mixed with lead, copper or other types of minerals such that its pure content reaches the Nisab of silver, then Zakat is obliged and taken from the amount of pure silver in it.
Adadin Zakkar da ake wajabta a kan Nisabin Azurfa
The Amount of Zakat Obliged on the Nisab of Silver
Idan azurfa ta kai nisabin Zakka kuma shekara guda ta cika a kanta, to ana wajabta fitar da kashi ɗaya cikin arba'in (rubu'in ushurin) a cikinta, watau dirhami biyar ana wajabta su a cikin nisabi wanda shi ne dirhami 200. An kafa wannan ta hanyar Sunnah. Daga Abu Bakr As-Siddiq an ruwaito cewa Annabi ﷺ ya ce: "Rubu'in ushuri a cikin Riqqa." Ar-riqqa ita ce azurfar da aka yi kuɗi da ita. Bukhari ya ruwaito maganar Annabi ﷺ: "Ku kawo sadakar Riqqa, dirhami ɗaya daga kowace arba'in, kuma babu wani abu da ya wajaba a kan dari da casa'in." Daga Muhammad ﷺ ɗan Abdur Rahman al-Ansari, wanda ya ce a littafin Manzon Allah ﷺ, da littafin ‘Umar, a kan Sadaka akwai abin da ke biye: "Ba a karɓar komai daga azurfa har sai ta kai dirhami 200." Dirhami biyar da ake wajabtawa a cikin nisabin Zakka daidai suke da gram 14.875, domin nauyin dirhami shi ne gram 2.975.
If silver reaches the Nisab of Zakat and a full year passes over it, then quarter-tithe is obliged in it i.e. five Dirhams are obliged in the Nisab which is 200 Dirhams. This has been established by the Sunnah. On the authority of Abu Bakr As-Siddiq it is narrated that the Prophet (saw) said: “Quarter-tithe in the Riqqa.” Ar-riqqa is the minted silver. Bukhari narrated the Prophet (saw) ’s saying: “Bring the Sadaqah of the Riqqa as a Dirham for every forty, and there is nothing due on one hundred and ninety.” From Muhammad (saw) b. Abdur Rahman al-Ansari who said that in the book of the Messenger of Allah (saw) , and the book of ‘Umar, on Sadaqah there is the following: “Nothing is taken from silver until it reaches 200 Dirhams.” The five Dirhams obliged in the Nisab of Zakat are equivalent to 14.875 grams, as the dirham’s weight is 2.975 grams.
Nisabin zinari da zakar da ake wajabta a cikinsa.
The Nisab amount of Gold and what Zakat is Obliged in it.
Mafi ƙarancin zinariya da zakka ta wajaba a kanta shine dinari 20. Idan ya yi ƙasa da dinari 20, ko da da kwarat (Qirat) ɗaya ne kawai, to babu zakka a cikinsa. An ruwaito daga Ali ɗan Abi Talib cewa ya ce: "Rabin dinari a cikin kowane dinari 20, kuma dinari ɗaya (ne ake biya) a cikin kowane dinari arba'in." Daga Amru ɗan Shu'aibu, daga mahaifinsa, daga kakansa, daga Annabi ﷺ, wanda ya ce: "Babu sadaka a kan abin da ya yi ƙasa da mithqal 20 na zinariya." Ana ƙidaya zinariya gaba ɗaya a dukkan sassanta, tun daga wadda ba a karye ba zuwa wadda aka karye, wadda aka yi kuɗi da ita (Madhruba), har zuwa ƙura (Tibr) ko sandunan narkakkiyar zinariya (Sabaik); duk ana ƙidaya su a matsayin abu ɗaya dangane da adadi.
The least amount of gold in which Zakat is obliged is 20 Dinars. If it is less than 20 Dinars, even by only one (Qirat), then no Zakat is obliged in it. Ali b. Abi Talib was reported to have said: “One-half Dinar in every 20 Dinars, and one Dinar (is due) in every forty Dinars.” From Amru b. Shuaib from his father from his grandfather from the Prophet (saw) who said: “There is no Sadaqah on whatever is less than 20 Mithqal of gold.” Gold is counted together in all its parts, from the unbroken to the broken, the coined (Madhruba), to the dust (Tibr) or ingots (Sabaik), all is counted as one with regards to the amount.