Tsarin tattalin arziki na Jari-hujja tsari ne da ya dogara da 'yancin mallakar hanyoyin samar da kayayyaki. Saboda haka, a cikin Jari-hujja, kowane mutum ko kungiya tana neman cimma moriyar kanta, gamsuwa ko riba. Jari-hujja tana ta'allaka ne a kan manyan ginshiƙai kamar haka:

The Capitalist economic system is a system based on the freedom of ownership of the means of production. Thereby in Capitalism, each individual or group seeks to achieve self-interest, satisfaction or profit. Capitalism is centered on the following main pillars:

1) Mallakar dukiya ta sirri ko 'yancin mutum na mallakar abubuwa 2) Son kai ko riba wadda ake ɗauka a matsayin babban dalilin aikin tattalin arziki 3) Kasuwa mai gasa ta hanyar 'yancin shiga da fita daga kasuwa 4) Tsarin kasuwa wanda ya dogara da wadata da buƙata, inda farashi ke zama kayan daidaitawa 5) Iyakantacciyar rawar da gwamnati ke takawa a kasuwannin tattalin arziki

1) Private property or individual freedom to possess 2) Self-interest or profit which is considered as the primary motive for economic activity 3) Competitive market by freedom to enter and exit the market 4) A market mechanism based on supply and demand, with price being a balancing tool 5) A limited role of a state in the economic markets.

Masana tattalin arziki a yau suna kiran tsarin tattalin arziki da ya fi yaɗuwa a duniya, wanda yawancin ƙasashen Yamma ke bi, da sunan ‘tattalin arziki gauraye.’ Ma'anarsa ita ce tattalin arziki wanda ya haɗa kasuwa mai 'yanci a wani sashe da shiga tsakanin gwamnati a kasuwa a wani sashe. Don haka yana ba daidaikun mutane da kamfanonin da ke harkar tattalin arziki cikakken 'yanci dangane da amfani da jari, zuba jari da samarwa. A cikin tattalin arziki gauraye wannan yana tare da shigar gwamnati a wasu fannoni da yanayi, don samar da jin dadin al'umma ko hana mulkin mallaka, domin kiyaye daidaito. Misali, farashi a jari-hujja ana ɗaukarsa a matsayin hannun da ba a gani ba wanda ke motsa kasuwa. Duk da haka, gwamnati na iya shiga tsakani a wasu kayayyaki, kamar taba, ta hanyar sanya haraji, don hana amfani da shi. Abin da ke banbance tattalin arzikin ƙasashen da ke bin ‘tattalin arziki gauraye’ shi ne girman shigar gwamnati cikin harkokin tattalin arziki.

Economists today call the economic system that is prevalent around the world, followed by most of the Western nations, by the term ‘mixed economy.’ It means that it is an economy that combines the free market in part and state intervention in the market in part. Thus it gives the individuals and companies engaged free rein in the economy with respect to usage of capital, investment and production. In the mixed economy this is accompanied by the intervention of the state in certain areas and situations, to provide social welfare or to prevent monopoly, in order to maintain balance. For instance, pricing in capitalism is regarding as the invisible hand that moves the market. However, the state may intervene in some of the goods, like tobacco, by imposing taxes, to discourage its consumption. What distinguishes the economies of states that follow the ‘mixed economy’ is the extent of the state intervention within economic affairs.

Saboda haka, tsarin tattalin arzikin Amurka, alal misali, ya bambanta zuwa wani mataki da na Jamus, Faransa, Japan da Sweden. Wannan duk da cewa dukkansu a ainihinsu suna bin tsari guda, ko da yake ana kiran jari-hujjarsu da jari-hujjar jiha, jari-hujjar jin dadin jama'a, jari-hujjar kasuwa, jari-hujjar sarrafawa, jari-hujjar zamani, ko wasu sunaye. Don haka bambancin ba ya hana su zama jari-hujja. Nahiyar Turai gaba ɗaya tana da halin sanya ido da iko a kan kasuwannin kuɗi, yayin da Amurka da Birtaniya ke takaita irin wannan shiga tsakanin gwamnati. Sai dai wannan ba yana nufin cewa nahiyar Turai ba ta da jari-hujja ba.

Thus, the American economic model, for instance, differs to some extent from that of the German, French, Japanese and Swedish models. This is despite all of them inherently following the same system, regardless of their capitalism being called state capitalism, welfare capitalism, market capitalism, managed capitalism, modern capitalism, or others. So the variation does not negate them from being capitalism. Mainland Europe in general tends to exert oversight and control over financial markets, whilst the United States and the United Kingdom limit such state intervention. This, however, does not mean that mainland Europe is not capitalist.

Saboda haka, tattalin arzikin Yammacin duniya baki ɗaya tattalin arziki ne na jari-hujja. Ba a cikin iyakar abin da muke tattaunawa ba ne bambancin nau'o'insa, kodayake muna tattaunawa bambancin tsarin, a cikin tsarin jari-hujja guda ɗaya. Haka kuma, shigar gwamnati cikin harkokin tattalin arziki da kanta ita ce ma'aunin da ake kwatanta tsarin tattalin arziki da shi a matsayin tattalin arziki mai gauraye. Don haka shigar gwamnati sakamako ne kai tsaye na jari-hujja. Wannan saboda sauye-sauyen da aka samu a sassauƙe-sassauƙe na ka'idojin tattalin arzikin jari-hujja, musamman a rabin farko na karni na ashirin Miladiyya, ta hanyar ka'idar Keynes, an yi su ne domin kiyaye ci gaban tsarin jari-hujja. Shigar gwamnati a wasu ƙasashe don daidaita halayen tattalin arziki, hanzarta ci gaba, da kafa wasu dokoki masu alaƙa da tsaron zamantakewa, rashin aikin yi da kiwon lafiya, ta faru ne saboda bullowar ƙungiyoyin ma'aikata masu ƙarfi waɗanda tunanin gurguzu ya rinjayi, waɗanda suka nemi haƙƙoƙinsu. Haka kuma sakamakon rikice-rikicen tattalin arziki da dama ne, ciki har da rikicin 1929. An gwada jari-hujja, aka kuma fara shakku game da ingancinta. An yi bitar kuɗi, da gyare-gyare, da daidaitawa na ɓangare-ɓangare domin ceton jari-hujjan kanta, don tabbatar da ci gabanta. Duk da haka, shigar gwamnati kanta ta zama abin suka, bayan fitowar sabuwar hangen nesa, wadda ake kira neo-liberalism a ƙarshen karni na ashirin Miladiyya. An sake duba tare da sukar gyare-gyaren Keynes, ana kira da a takaita shigar gwamnati da kuma 'yantar da tattalin arzikin jari-hujja daga dukkan takura, daidai da ainihin ƙa'idojin jari-hujja.

Thus, the Western economy as a whole is a capitalist economy. It is not within our scope to discuss the difference in its types, although we discuss the difference in the model, within the single framework of capitalism. Moreover, the state intervention in itself is the measure by which to describe the economic system as a mixed economy. So state intervention is the direct result of the Capitalism. This is because the partial reformations witnessed by the capitalist economic theories, particularly in the first half of the twentieth century CE, through Keynesian theory, were to preserve the continuity of the capitalist system. State intervention in some nations to streamline economic behavior, accelerate growth and enact some laws related to social security, unemployment and healthcare, were due to the emergence of strong labor movements influenced by socialist thought, who demanded their rights. This was also the consequence of multiple economic crises including the 1929 crisis. Capitalism was put to test and doubts were cast over its validity. There were monetary reviews, reformations and partial adjustments to save Capitalism itself, to ensure its continuity. Despite that, state intervention has itself become the subject of criticism, after the crystallization of a new vision, called neo-liberalism at the end of twentieth century CE. Keynes’s revisions were reviewed and criticized, calling for curbing of state intervention and liberation of the capitalist economy from all constraints, in accordance with the original capitalist principles.

A cikin kowane hali, mun zaɓi mu gina sukarmu ga falsafar tattalin arzikin jari-hujja bisa tushen da ka'idojin da aka gina ta a kansu. Muna ganin tsarin tattalin arzikin ƙasashen Yamma baki ɗaya a matsayin tattalin arzikin jari-hujja, duk da bambance-bambancen da ke tsakaninsu. Hakan ya faru ne saboda mun ga tushe da ka'idoji guda da ake rabawa a cikin kowane tattalin arziki. Wannan ya shafi kallon tattalin arzikin kansa ta fuskar ainihinsa da manufarsa, kallon matsalolin tattalin arziki, da ma'anonin kima, kaya da hidima. Waɗannan tushe da ka'idoji iri ɗaya ne a ko'ina a cikin Yamma. Babu wani bambanci a cikinsu, kuma ba su sauya ba.

In any case, we chose to build our critique against the philosophy of capitalist economy based on the foundations and principles upon which it is built. We see the economic system of the Western nations as a whole as a capitalist economy, regardless of the differences between them. This is because we see shared foundations and principles within each economy. These extend to the view of the economy itself in terms of its essence and objective, the view of the economic problems and the definitions of values, goods and services. These foundations and principles are the same throughout the West. There is no difference within them nor have they changed.

Game da cin hanci da rashawa a cikin wannan tsarin tattalin arzikin jari-hujja, dole ne a yi la'akari da waɗannan batutuwa:

As for the corruption within this capitalist economic system, one must consider the following points: