Everything in the heavens and everything on earth extols God's limitless glory. He is the Almighty, the Wise. (Verse 1)

This opening verse states a truth that takes place in the universe, where everything in the heavens and earth extols Gods glory and praises Him alone. This is how the surah that relates the events leading to the evacuation of the unbelievers among the people of earlier revelations and giving their land as a free gain to the believers who extol His glory and praise Him with His attributes begins. It is He who is the Almighty, able to give victory to those who believe in Him and destroy His enemies, the Wise who plans everything in accordance with a definite purpose.

The surah then gives us an account of the events leading to its revelation:

It is He who drove the unbelievers among the people of earlier revelations out of their homes at the first gathering. You never thought they would go; while they thought that their fortifications would protect them against God. God came upon them from where they had not expected, casting terror into their hearts. Thus, they destroyed their homes by their own hands, as well as the hands of the believers. Learn from their example, you who are endowed with insight. Had it not been for God's having decreed exile for them, He would surely have inflicted [greater] suffering on them in this world. In the life to come they will still endure suffering through the fire because they have defied God and His Messenger.

Whoever defies God — well, God is severe in retribution. [Verses 2-4)

From these verses we learn that it was God who drove those unbelievers among the people of earlier revelations out of their homes, which is described here as the first gathering. God is indeed the doer of whatever takes place, but the way the statement is phrased lays direct emphasis on this fact, implying that God undertook to drive them out, without putting it under the cover of human action. It was He who drove them to the land from where they will be gathered, which means that they could not return to the land from which they were evacuated.

Gods direct action is further emphasized in the following sentences in the verse: “ You never thought they would go; while they thought that their fortifications would protect them against God.” (Verse 2) You did not expect them to leave, and they could not have imagined that this would happen to them. Within their fortifications, so they believed, they were just too strong to be driven out. They felt themselves secure, forgetting Gods power that cannot be stopped by mere fortifications.

“God came upon them from where they had not expected, casting terror into their hearts.” (Verse 2) He came upon them from within themselves, not from within their fortifications. He struck fear in their hearts, and so they opened the gates to their fortifications with their own hands.

He showed them that they were not in possession of their own souls, and could not control their hearts. They could not defy God with their willpower, let alone with buildings and forts. They reckoned with every possibility except that they would be attacked from within themselves. Thus is the case when God wills something to happen. He approaches it as He knows best and from where He can; He certainly knows everything and is able to accomplish what He wants. There is no need, then, for the means people resort to. Instead, the means for Him are always there, ready to use. All means and causes are of His own making; none is difficult for Him to employ. He is indeed the Almighty, the Wise.

The second part of the surah lays down the rules concerning gains that were granted by God to the Muslim community in this encounter and in similar ones, where the Muslims achieved victory without having to fight. These rules apply to any conflict where Gods hand works directly, without human cover:

Whatever gains were taken from them God has turned over to His Messenger; you did not have to spur horse or riding-camel for its sake.

God gives His messengers mastery over whomever He wills. God has power over all things. Whatever gains God turns over to His Messenger from the people of the townships belong to God, the Messenger, kinsfolk, orphans, the needy and the traveller in need. Thus, they would not just circulate among those of you who are rich. Whatever the Messenger gives you, take it; and whatever he forbids you, abstain from it. Remain God-fearing; for God is severe in retribution. [Such gains are for] the poor migrants who have been driven out of their homes and possessions, seeking God's favour and His goodly acceptance, and who help God and His Messenger. These are the ones who are true. And to those who were already firmly established in the Home and in faith, those who love the ones that seek refuge with them and harbour no desire in their hearts for whatever the others may have been given. They give them preference over themselves, even though they are in want. Those who are saved from their own greed are truly successful. Those who come after them pray: 'Our Lord! Forgive us and forgive our brethren who preceded us in faith. Leave no malice in our hearts towards those who believe. Lord, You are compassionate, ever merciful. (Verses 6-10)

These verses include a description of the conditions prevailing for the Muslim community at that time. They also state the nature and distinctive features of the Muslim community that make its strong bonds survive from one generation, race and individual to another, across the centuries and throughout the world. This is a great truth that we should reflect upon.

“ Whatever gains were taken from them God has turned over to His Messenger; you did not have to spur horse or riding-camelfor its sake. God gives His messengers mastery over whomever He wills. God has power over all things.” (Verse 6) This verse mentions that these gains left over by the al-Nadir Jews were taken by the Muslims without them having to ride a horse or a camel, let alone fight in order to lay their hands upon them. Hence, it is not to be treated like war booty. Only one fifth of what the Muslims gain in war is reserved for God, His Messenger, his own kinsfolk, orphans, the needy and travellers in want. The rest, i.e.

four-fifths, is distributed among those who take part in the war itself.

This rule concerning war gains was laid down in Surah 8, The Spoils of War, revealed shortly after the Battle of Badr. Here, however, the present surah rules that these new gains, made without a fight, belong only to God, His Messenger, his own kinsfolk, orphans, the needy and travellers in want. It is God’s Messenger who undertakes the spending of these gains in this way and for these purposes.

“ Whatever gains God turns over to His Messenger from the people of the townships belong to God, the Messenger, kinsfolk, orphans, the needy and the traveller in need. Thus, they would not just circulate among those of you who are rich. Whatever the Messenger gives you, take it; and whatever he forbids you, abstain from it. Remain God-fearing; for God is severe in retribution.” (Verse 7) This verse gives the details of the ruling before stating a major rule of the Muslim community’s economic and social system: thus, money “would not just circulate among those of you who are rich.” (Verse 7) This is followed by a major constitutional rule: “ Whatever the Messenger gives you, take it; and whatever he forbids you, abstain from it.” (Verse 7) Although these two rules are stated in connection with the gains made in this encounter and how they were to be distributed, both rules go beyond the immediate event to state fundamental principles for the Islamic social system.

The first of these two rules defines a major aspect of the Islamic economic system which approves private ownership but makes it subject to this rule that excludes the possibility of wealth being circulated only among the rich in society. Whatever situation leads to the poor being outside the general circulation of wealth, keeping it only in the hands of the rich, is contrary to the Islamic economic system and works against one of its major social organization objectives. All transactions in the Muslim community must be so organized so as not to allow such a situation to develop, and to dismantle it if it does exist.

The Islamic system is actually based on this rule. Thus, it makes zakat an essential duty. Its revenue consists of 2.5% of money including financial assets, 5% or 10% of all agricultural produce, a similar percentage of cattle and one-fifth of mineral resources.3 These are substantial shares. In addition, Islam gives 80% of war gains to those who so fight, whether they are rich or poor, but gains made without war are paid totally to those in need. The system Islam approves of for renting agricultural land is based on sharing the produce between the owner and the renter. Moreover, the Islamic system allows the Islamic government, in periods of hardship, to take all surplus the rich have to distribute to the poor. If it happens that the state treasury runs out of funds, such surplus may be invested for the public interest.

Islam strictly forbids monopoly and usury, which are the two main tools that lead to money being circulated purely among the rich. This shows that the whole economic system Islam lays down is geared to implementing this most important rule. Furthermore, whilst this constitutes a major check on private ownership, Islam also places other checks on it as well.4

Thus, we see that the Islamic system allows for private ownership, but it is not a capitalist system. Nor is capitalism borrowed from the Islamic economic system. No capitalist system can function without monopoly or usury. The Islamic system is unique, laid down by the One who is Wise, All-Aware. It started on its own, developed on its own and remains unique, well balanced between rights and duties. It maintains the same balance as the rest of the universe, because it is made by the Creator of the universe.

The second rule laid down in the verse defines the only source of legislation: “ Whatever the Messenger gives you, take it; and whatever he forbids you, abstain from it” (Verse 7) This rule sums up the Islamic constitution. The authority of the law in the Islamic system is based on the fact that legislation is given to us by the Prophet in the form of the Qur’an or the Sunnah. The entire community, including the ruler and government machinery, cannot enact any law that is contrary to what is given to us by the Prophet. Should it enact such a law, that law is devoid of authority, because it lacks the very basis of authority. This system is contrary to all man-made theories, including those which make the community, or the nation, the source of all authorities, giving the nation the right to enact whatever legislations it chooses. Under Islam, authority belongs to Gods legislation as stated and explained by His Messenger. The Muslim community’s role is to keep Islamic law intact and to implement it. The ruler and the government undertake this task on behalf of the community. These are the limits of the Muslim community, and it cannot act contrary to what the Prophet has stated in any aspect of the law.

In any area where no legislation is stated, the community may enact what it deems to be suitable, provided that it is not contrary to any principle stated by the Prophet. This is part of the Islamic system. Any legislation to be enacted must follow what the Prophet taught, if there is a statement about it, and must nor be in conflict with any Islamic principle if no such statement is available. The authority of the Muslim community, and its government, remains within these limits. This is a unique system, unlike any man-made system. It ensures harmony between the legislation for human society, which is from God, and the law that governs the universe, which is set by God. Should there be conflict between human law and universal law, man would be in utter misery.

The Quranic verse inspires believers’ hearts to see the link between these two major rules and their original source, i.e. God, calling on them to remain conscious of Him: “Remain God fearing; for God is severe in retribution.” (Verse 7) This is the best guarantee that cannot be evaded. Believers realize that God knows their inner thoughts and feelings, is aware of all actions, and that to Him all will return. They also know that His punishment is severe indeed. They are aware that God wants them to ensure that wealth does not circulate only among the rich in the community. They further know that it is their duty to accept willingly and obediently whatever the Prophet gives them and to discard whatever he forbids them.

The distribution of the gains made from the al-Nadir among the Muhajirin only and two people from the Ansar was a special measure that applied only in this case, to achieve the purpose of the main rule that states that wealth “ would not just circulate among those of you who are rich” (Verse 7) The general rule is that it should be divided among the poor generally, from among the Muhajirin and the Ansar, and also those of later generations. This is stated in the verses that follow. However, the Qur’an does not state its rulings in abstracts. It puts them in a context that interacts with people. Hence, it gives each one of the three groups qualities that mirror its true nature.

“ [Such gains are for] the poor migrants who have been driven out of their homes and possessions, seeking God's favour and His goodly acceptance, and who help God and His Messenger. These are the ones who are true” (Verse 8) This is a true picture highlighting the main features of the Muhajirin.

They were certainly forced to flee their home town, Makkah, under much pressure and persecution by their own kinsfolk and tribesmen.

They committed no offence other than believing in God alone. They abandoned their homes and possessions “seeking God's favour and His goodly acceptance.” (Verse 8) They realized that they had no helper or protector other than Him. Although they were few in number, chased everywhere, they “help God and His Messenger," with their hearts and swords, even at the hardest and most critical of times. Hence, they have earned the good description given to them in the Qur’an: “ These are the ones who are true.” (Verse 8) They said the word indicating their belief and confirmed it with their actions. They were true to their claim that they had chosen Him above all else, and true to their pledge to God’s Messenger that they would follow him. They were true to the truth, making of themselves a living version of it.

“And to those who were already firmly established in the Home and in faith, those who love the ones that seek refuge with them and harbour no desire in their hearts for whatever the others may have been given. They give them preference over themselves, even though they are in want. Those who are saved from their own greed are truly successful.” (Verse 9) This is again a bright, true picture showing the Ansars main distinctive features. These were a unique group of people. They achieved, in practice, standards which most people would think too idealistic to be true and rose to levels that were too high even for our imaginations.

“And to those who were already firmly established in the Home and in faith.” (Verse 9) The Home means the town, Yathrib, to which the Prophet and his followers in Makkah migrated. Thereafter, it has been known as MadTnah, meaning The City, or the Prophet’s own city. The Ansar were firmly settled there, long before the arrival of the Muhajirin.

They were also firmly established in faith, as if faith had become a part of their own dwelling place. The image here has clear connotations, yet it is the closest description of the Ansars attitude towards faith. It became their place of living where their hearts and souls settled in peace. They flocked to it like homing pigeons.

The Ansar “love the ones that seek refuge with them and harbour no desire in their hearts for whatever the others may have been given.” (Verse 9) We do not find in human history an event similar to the reception given by the Ansar to the Muhajirin: it reflected genuine love and unparalleled generosity. The Ansar happily shared their possessions with their immigrant brethren, competing with each other in offering them their homes and shouldering the burden of hospitality. It is reported that in every case, lots were drawn to decide where each one of the Muhajirin would settle, because the numbers of the Ansar offering their homes were more than the numbers of the Muhajirin needing to be settled. They “harbour no desire in their hearts for whatever the others may have been given.” (Verse 9) The Muhajirin are, at times, given an exceptionally high position, but the Ansar harbour no feeling of envy as a result. They may be given special treatment, as in the case of the gains made in this encounter. Again the Ansar accept this willingly.

The surah now turns back to discuss the event itself, painting a picture of another group that played a role in it, the hypocrites:

Are you not aware of those hypocrites who say to their brethren who disbelieve among the people of earlier revelations, *If you are driven out, we shall most certainly go with you, and shall never pay heed to anyone against you; and if you are attacked, we shall most certainly come to your aid? God bears witness that they are indeed liars. If they are driven out, they will not go with them; and if they are attacked, they will not help them. Even if they come to their aid, they will most certainly turn their backs in flight; and in the end they will have no help. You, [believers,] arouse in their hearts a fear more intense than their fear of God, because they are devoid of understanding. They will never fight you even in a body except from within fortified strongholds or from behind walls. Strong is their internal hostility. You may think that they are united when in fact their hearts are at odds with one another, because they are people who will not use their reason. Like those who, a short while before them, had to taste the evil that came from their own doings. Painful suffering is in store for them. Like Satan, who says to man, 'Reject the faith!" Yet when man disbelieves, Satan says, 7 here and now disown you. I fear God, the Lord of all the worlds.’ Both will end up in the fire, where they will abide. Such is the reward of the wrongdoers. (Verses 11-17)

The surah reports on what the hypocrites said to the al-Nadir Jews, promising them support, but then letting them down and showing that they cared nothing for their own promises. Every sentence in these verses states a fact, touches hearts, stirs up feelings and establishes a principle of education, knowledge and unshakeable faith.

The first of these establishes a bond of kinship between the hypocrites and the unbelievers from among the people of earlier revelations: “Are you not aware of those hypocrites who say to their brethren who disbelieve among the people of earlier revelations..(Verse 11) The ones to whom the surah refers as people of earlier revelations are unbelievers, and the hypocrites are their brethren, despite the fact that they claim to be Muslims. Then the surah gives a full and vivid picture of the hypocrites’ promises and assurances to their brethren: “If you are driven out, we shall most certainly go with you, and shall never pay heed to anyone against you; and if you are attacked, we shall most certainly come to your aid’?” (Verse 11) God, who knows what they truly are, states and confirms otherwise:

“God bears witness that they are indeed liars. If they are driven out, they will not go with them; and if they are attacked, they will not help them.

Even if they come to their aid, they will most certainly turn their backs in flight; and in the end they will have no help.” (Verses 11-12) Events confirmed that what God stated was true and what they promised their brethren was false.

The surah then states a fact explaining what those people, hypocrites and unbelievers from among the people of earlier religions, truly felt:

This evacuation of the al-Nadir from Madinah was not the first of its kind. It was preceded by the evacuation of the Qaynuqa( tribe, to which the following verse most probably refers:

those who, a short while before them, had to taste the evil that came from their own doings. Painful suffering is in store for them.

(Verse 15)

The encounter with the Jewish tribe of Qaynuqa( took place after the Battle of Badr, but before the Battle of Uhud. The Qaynuqa( were bound by a treaty with the Prophet and the Muslims. When the Muslims won a great victory against the unbelievers in Badr, the Jews were upset and harboured a grudge against the Muslims. They feared that their position in Madinah would be weakened while the position of the Muslims would be strengthened. The Prophet got wind of what they were whispering to one another and learnt of their ill intentions.

He reminded them of the treaty he had signed with them and warned them that their attitude might augur ill. They replied rudely to him, saying: “Muhammad! Do not think too highly of your power. You have only encountered a group who knew little about fighting a war and you managed to score a victory against them. Should you engage us in battle, you will certainly know that we are true fighters.” They followed this with repeated provocations against the Muslims.

Reports mention that a Muslim woman took some merchandise to sell at the Qaynuqa* market place, and sat close to a jewellers shop. People there tried to get her to lift her head covering, but she refused. The jeweller held the edge of her dress and fixed it behind her back while she was unaware. When she rose, the lower part of her body was exposed. The Jews around laughed at her, while she cried out in shame. A Muslim was near by and he immediately attacked the jeweller and killed him. The Jews rushed to the Muslim and killed him. The family of the Muslim who was killed appealed to other Muslims for help, and the Muslim community was in anger. Tension rose and there was a confrontation between the Muslim community and the Jewish Qaynuqa1 tribe.

The Prophet laid siege to the Qaynuqa' Jews until they gave up and declared that they would accept the Prophets ruling. (Abdullah ibn Ubayy ibn Salul, the chief of the hypocrites, argued with the Prophet on their behalf, citing the fact that for long they were allies of the al-Khazraj Ansari tribe. His true motive, however, was the strong bond between the hypocrites and the unbelievers among the people of earlier religions. The Prophet accepted his pleas and allowed them to leave Madinah, taking with them all their property, except for arms. They left for Syria.

It is to this encounter that the surah refers. It cites it as a comparable case to that of the al-Nadir and the true facts behind the attitude they took towards the Muslim community and the reality of their collaboration with the hypocrites.

The surah also refers to how the hypocrites tried hard to persuade their brethren unbelievers, the Jews of al-Nadir, to put up stiff resistance, and thus led them to their miserable fate. It compares this to a permanent situation in which Satan always lets down anyone who responds to his persuasion and disbelieves in God. Thus both end up in the worst of all situations:

The surah now addresses the believers, calling them by the quality they love best, distinguishing them from all others and making it easy for them to be positive. They are called upon to remain God-fearing, to take stock of what they prepare for their life to come, to be always alert and make sure that they do not follow in the footsteps of those earlier people who forgot God. The believers have already seen the fate that befell some of these who are destined for the fire of hell:

Believers, have fear of God. Let every soul consider carefully what it sends ahead for tomorrow. Remain God fearing, for God is fully aware of all that you do. Be not like those who forget God, so God causes them to forget their own souls. They are the transgressors. Not equal are the ones destined for the fire and the ones destined for paradise. Those who are destined for paradise are indeed the ones who will triumph.

(Verses 18-20)

Such fear of God is a mental state that words cannot fully describe. It is a condition that makes the human heart alert, feeling Gods presence at every moment. It keeps man always on the watch, fearing that God may see him in a condition that displeases Him. A believer knows that Gods eye watches everyone and every heart at every moment. How and when can man be in a situation that God does not see?

“Let every soul consider carefully what it sends ahead for tomorrow." (Verse 18) Again, this is a statement that means far more than the total sum of its words. The mere thought of it places before a man’s heart the record of all actions he did throughout his life. He looks carefully at every line, adding up his total sum after looking at every detail. When he has done so, he knows what he has sent ahead of him for his future life. This alerts him to his weaknesses and shortcomings, even though he has done much good. How would he feel if his net balance shows little in the way of good actions? This is bound to keep the human heart always awake, looking always for ways and means to improve its record of good deeds.

This verse, which excites all these feelings among believers, adds further notes to increase their sensitivity and strengthen their feelings of awe as they look at their position with God: “Remain God-fearing, for God is fully aware of all that you do." (Verse 18)

The next verse warns them against a totally different situation: “Be not like those who forget God, so God causes them to forget their own souls." (Verse 19) This is a very strange situation, but a true one. Anyone who forgets God will remain in this present life without a bond that pulls him towards a higher horizon. He lives without a goal that gives his life a meaning higher than that of grazing cattle. In such a situation man becomes oblivious of his own humanity. This fact leads to another whereby such a person forgets his own soul. He makes no preparation for his next life, which is long-lasting, permanent. He does not take account of it when he looks at the balance of his deeds. “They are the transgressors.” (Verse 19)

The surah now adds a powerful note that shakes hearts to the core.

It portrays what effect the Qur’an would have had on solid rocks had it been so sent down:

Had We brought down this Quran upon a mountain, you would have seen it humble itself and break asunder for fear of God. We put such images before people so that they may reflect. (Verse 21)

This image reflects the truth. This Qur’an has such weight, power and shaking influence that is absolutely irresistible when we receive it as it truly is. (Umar ibn al-Khattab had such an experience when he overheard a reciter reading the opening of Surah 52: “By Mount Sinai; by a scripture inscribed on unrolled parchment; by the much-visited House; by the vault raised high; by the swelling sea; your Lord} punishment will indeed come to pass. Nothing can stop it..." (52: 1-8) As he listened, he leaned on a wall nearby. He then went back home and felt ill. People kept visiting him for a month, enquiring after his health.

The moments when a person is fully receptive of some truth contained in the Qur’an will see him shake and shudder. He will experience such changes that are best represented in the physical world by the effects of magnetism and electricity or even stronger. God, the Creator of the mountains who bestowed the Qur’an from on high, says: “Had We brought down this Quran upon a mountain, you would have seen it humble itself and break asunder for fear of God." (Verse 21) Anyone who has had some experience of the Qur’an touching their inner souls will appreciate this truth in a way that cannot be otherwise expressed. “ We put such images before people so that they may reflect" (Verse 21) Such an image should keep hearts thinking and reflecting.

The rest of the surah is devoted to a long glorification of God, citing a number of His names and attributes. This serves as an aspect of the influence of the Qur’an on the universe. It is as if we see the universe as a person expressing this glorification with his mouth, and a vast kingdom echoing it in every corner. These attributes of God have clear effects on the very nature of the universe, its phenomena and interactions. As it offers this glorification, it testifies to the truth of these attributes and their effects:

He is God: there is no deity other than Him. It is He who knows all that is beyond the reach of anyone's perception, as well as all that which can be witnessed. He is the Lord of Grace, the Ever Merciful. He is God:

there is no deity other than Him, the Sovereign, the Holy, the Source of Peace, the Giver of Faith, the Guardian over all, the Almighty, the Compeller, to whom all greatness belongs. Exalted is God in His limitless glory above anything they associate as partner with Him. He is God:

the Creator, the Maker who gives shape and form to all. His are the most gracious names. Everything in the heavens and earth extols His limitless glory. He alone is the Almighty, the Wise. (Verses 22-24)

It is an expansive glorification that puts together a number of Gods glorious attributes. It consists of three parts, with each beginning with God’s oneness in the form of either, “He is God: there is no deity other than Him” or, “He is God” on its own. Each one of these most gracious names or attributes has its clear bearing on the universe and a felt influence on human life. Thus they bring home to the human heart their effect on life and the living. They are not negative attributes. Nor are they isolated from the universe, its situations, phenomena and events.

“He is God: there is no deity other than Him” This imprints on our consciousness the truth of God’s oneness in belief, worship, action and life conduct from the beginning of creation to its final end. On the basis of this oneness a whole code of living is based, regulating our way of thinking, feeling, behaviour, relations with the universe and its living creatures, as well as relations with people.

“It is He who knows all that is beyond the reach of anyone's perception, as well as all that which can be witnessed” (Verse 22) This divine attribute makes us clearly conscious of God’s knowledge of everything, apparent or hidden. This awakes in our consciences the need to watch out, keeping God always in our thoughts, public and private. Thus, man will go about his life feeling that he is being watched by God and that he himself is on the watch for God’s sake, realizing that he does not live alone, not even when he is in seclusion or locked alone with one other in private conversation. His actions will be coloured by this feeling that keeps him always on guard.

“He is the Lord of Grace, the Ever Merciful.” (Verse 22) Now a feeling of reassurance spreads within man’s conscience as he feels the air of God’s mercy spread over him. Feelings of awe and hope, fear and reassurance are well balanced within him. In the believer’s concept, God does not chase His creatures, but watches them; He does not wish them harm, but loves that they should adhere co His guidance; He does not abandon them to struggle against evil without providing help for them.