Bu holat Allohning Elchisi ﷺ hayotlari davomida ham davom etdi. Abu Bakr xalifa etib tayinlanganda, uning xilofatining birinchi yilida ham shu yo‘lni davom ettirdi. U turli hududlardan unga kelgan barcha mablag‘larni Allohning Elchisi ﷺ masjidiga olib kelar va haqdor kishilar orasida taqsim qilar edi. Bu ishda o‘rinbosar qilib Abu Ubayda ibn al-Jarroh‘ni tayinladi. Abu Ubayda bu vazifani egallaganida unga shunday dedi: “Men mablag‘larni sizning nomingizdan nazorat qilaman.” Biroq Abu Bakr xilofatining ikkinchi yilida xazina uchun boshlang‘ich nuqta o‘rnatdi: Madinaga kelgan mablag‘larni saqlash uchun uyidan joy ajratdi va bularning hammasini musulmonlarga va ularning ishlariga sarflar edi.
Abu Bakr vafot etib, Umar xalifa etib tayinlanganda, u ishonchli kishilarni yig‘di va Abu Bakrning uyiga kirdi. U xazinani ochdi va sumkadan tushib qolgan bitta dinorni topdi. Umar xilofati davrida fath ishlari kuchayib, musulmonlar Kisro (forslar) va Qaysar (rimliklar) yerlarini zabt etgach, mablag‘lar ko‘payib, Madinaga oqib keldi. Shunda Umar ular uchun alohida uy belgiladi, ularga hisob-kitob daftarlarini yozdirdi, hisobchilar tayinladi, ulardan nafaqalar ajratdi va qo‘shinni jihozladi. Shuningdek, unga keladigan o‘ljaning beshdan bir qismini ba’zan masjidga qo‘yib, kechiktirmay taqsim qilardi.
Ibn Abbos rivoyat qiladi: “Umar meni bir marta chaqirdi. Men borganimda u pichandek sochilgan oltinlar ustiga o‘tirgan ekan. U dedi: ‘Kel, qavmingga taqsim qilib ber. Alloh (SWT) Uning Elchisi ﷺ va Abu Bakrdan bu narsani nima uchun to‘xtatib qo‘yganini va uni menga bergani sababini yaxshi biladi. U buni yaxshilik uchunmi yoki yomonlik uchunmi xohladi?”
Abdurrahmon ibn Avf rivoyat qiladi: “Umar bir kuni peshin vaqtida meni chaqirdi. Men uning oldiga bordim. Uning uyiga kirganimda, u meni qo‘limdan ushlab, tugunchalar bir-birining ustiga taxlangan bir xonaga olib bordi.” U shundan so'ng dedi: "Endi Al-Xattob oilasi Alloh (swt) huzurida xor bo'ldi, Alloh (swt) haqqi, agar biz bu bilan sharaflanadigan bo'lsak, Alloh (swt) buni ikki sohibimga bergan bo'lardi va ular bu ishda ularga ergashishim uchun menga yo'l-yo'riq qoldirgan bo'lardi.."
Abdurahmon dedi: "U olib kelgan narsani ko'rganimda, unga dedim: 'O'tiring, ey mo'minlarning amiri, va o'ylab ko'raylik.' U dedi: 'Biz o'tirdik, Madina aholisini, Alloh (swt) yo'lidagi mujohidlarni va Alloh ﷺ Rasulining xotinlarini yozib oldik, so'ng boshqalarni yozdik.'"
This state of affairs continued during the lifetime of the Messenger of Allah (saw) . When Abu Bakr was appointed Khalifah, he continued on that course in the first year of his Khilafah. He used to bring any funds that reached him from any region to the mosque of the Messenger of Allah (saw) and distribute them among those entitled. He appointed Abu Ubaidah Ibnul Jarrah as his deputy in this matter. Abu Ubaidah said to him, when he held this post: I will look after the funds on your behalf. Abu Bakr however did in the second year of the khilafah establish a starting point for the treasury, where he assigned a place in his house to place in the funds which came to Madinah, and he used to spent all of that on the Muslims and their affairs. When Abu Bakr died and ‘Umar was appointed Khalifah , he gathered the trustees and entered Abu Bakr’s house. He opened the treasury and found one single Dinar which had fallen from a sack. When the conquests had intensified during the Khilafah of ‘Umar, and the Muslims conquered the lands of “Kisra” (Persians) and “Qaysar” (Romans), the funds increased and poured into Madinah, so ‘Umar designated a house for them. He set down for them account books and appointed accountants, allocated grants from them and equipped the armed forces, though he used to sometimes place the fifths of the spoils that reached him in the mosque and distribute them without delay. Ibnu Abbas reported: “Umar once summoned me, and when I got there he was sitting before a rag with the gold scattered over it like hay. He said: Come on and divide among your folk, for Allah (swt) knows best why He did hold this from His Messenger (saw) and Abu Bakr and He gave it to me?, Did he want good or bad by this?” Abdul Rahman Ibnu Auf reported: “Umar summoned me once at noon, so I went to him. When I entered his home, he took me by the hand and led me to a room where the parcels were stacked on top of each other. He then said: “Now the family of Al-Khattab became lowly before Allah (swt), by Allah (swt) if we were to be honoured by this, Allah (swt) would have given it to my two companions and they would have set for me a precedent to follow them in this matter..” Abdul Rahman said: “When I saw what he has brought I said to him. ‘Sit down O Amir of the believers, and let us think.’ He said: ‘we sat down, we wrote down the people of Madinah, we the Mujahideen in the way of Allah (swt) and the wives of the Messenger of Allah (saw) and then we wrote the others.’”.