Wata hanyar mallakar dukiya kuma ita ce wadda Gwamnati take bayarwa daga dukiyoyin Baitul-Mal ga 'yan ƙasa domin biyan buƙatunsu ko kuma amfanar al'umma ta hanyar mallakarsu. Dangane da biyan buƙatu, Gwamnati tana ba su dukiyoyi da za su yi noma da su a filaye ko kuma su biya basussukansu. 'Umar bin Al-Khattab ya ba manoma a Iraƙi dukiyoyi daga Baitul-Mal, wanda ta hakan ya taimaka musu su shuka a wannan filaye da biyan buƙatunsu ba tare da an biya shi daga gare su ba. Shari'a ta sanya wa masu bashi haƙƙi a cikin dukiyar Zakka, daga inda ake ba su domin su biya basussukansu idan ba su iya yin hakan ba. Allah (SWT) ya ce:

Another means of property ownership is that property which the State gives from the Bait ul-Mal properties to the citizens in order to meet their needs or to benefit the community by their ownership. With regard to the meeting of their needs, the State grants them properties with which they cultivate lands or repay their debts. ’Umar bin Al-Khattab gave properties from the Bait ul-Mal to the farmers in Iraq, by which He helped them to plant on this land and to meet their needs without being reimbursed from them. Shar’a made for the debtors a right in the Zakat property, from which they are given to repay their debts if they were unable to do so. Allah (swt) said:

"da masu bin bashi." [At-Tauba: 60],

“and the debtors.” [At-Tauba: 60],

Dangane da amfanar al'umma daga dukiyar mutum, hakan yana faruwa ne idan Jiha ta ba wa 'yan ƙasarta daga cikin dukiyoyinta da ba a amfani da su, kamar yadda Jiha take ba da filin da ba shi da mai shi. Kamar yadda Manzon Allah ﷺ ya yi lokacin da ya yi hijira zuwa Madina, ya ba Abu Bakr da 'Umar wasu filaye. Manzon Allah ﷺ ya kuma ba Az-Zubair fili mai faɗi na ƙasar da ba a noma ba ta al-Naqee'a, kamar yadda dokinsa zai iya gudu a cikinta, kuma ya ba shi filin da ke da itatuwa da dabinai. Haka kuma, Khulafa'ur-Rashidun da suka zo bayansa sun ba wa Musulmi filaye. Filin da Jiha take bai wa mutum yakan zama mallakarsa ta wannan bayarwa. Domin al'umma tana bukatar amfanin wannan dukiya, da sauƙaƙa wa mutum amfani da ita, da kuma sanya ƙoƙarinsa na hankali da na jiki don amfanin al'umma ta hanyar mallakarsa. Kalmar bayarwa (Iqta'a) da ake amfani da ita anan tana da ma'anar harshe da ta malaman shari'a, kuma ba ta da alaƙa da tsarin Iqta'a na zamanin sarakuna da aka sani, wanda Musulunci bai taɓa amincewa da shi ba.

With regards to benefiting the community from the individual property, this occurs when the State grants to its citizens from its unused properties, such as the State giving land, which has no owner. As the Prophet (pbuh) did when He gave Abu Bakr and ’Umar some land when He (pbuh) emigrated to Madinah. He (pbuh) also gave Az-Zubair a wide area of dead land of al-Naqee’a, as much as his horse could run in, and He (pbuh) also gave Him land which had trees and palms. Similarly the rightly guided Khulafaa after Him gave lands to the Muslims. This land which the State gives to the person becomes his property through this granting. For the community is in need of the benefit of this property, of facilitating the individual to utilise this property, and of employing his mental and physical efforts for the benefit of the community by means of its ownership. This term of granting (Iqta’a) used here is lingistic and jurist one, and it has no relation with the known feudal (Iqta’a) system which Islam never acknowledged.

Abin da Dawla ke rabawa mayaƙa daga cikin ganima, da abin da Imam ya yarda su riƙe daga cikin kayan yaƙi, su ma misalai ne na abin da Dawla ke bai wa mutane domin su mallake shi.

What the State distributes amongst the warriors from the booties, and what the Imam allows them to hold of the war spoils are also examples of what the State grants to the individuals for them to own.