قبول الربح الربوي
Accepting Usurious Gain
قال الله تعالى: {يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُّضَاعَفَةً ۖ وَاتَّقُوا اللَّهَ لَعَلَّكُمْ}
Allah, the Almighty, says, {O ye who believe! Devour not usury, doubled and multiplied; but fear Allah; that ye may (really)
لَعَلَّكُمْ تُفْلِحُونَ} (آل عمران: 130)
prosper.} (AI-Imran: 130)
ويقول القرآن الكريم أيضاً: {الَّذِينَ يَأْكُلُونَ الرِّبَا لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ الَّذِي يَتَخَبَّطُهُ الشَّيْطَانُ مِنَ الْمَسِّ ۚ ذَٰلِكَ بِأَنَّهُمْ قَالُوا إِنَّمَا الْبَيْعُ مِثْلُ الرِّبَا ۗ وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَا} (البقرة: ٢٧٥)
The Qur'an also states, {Those who devour usury will not stand except as stands one whom the Satan by his touch hath driven to madness that is because they say, 'trade is like usury, " but Allah has permitted trade and forbidden usury.} (AI-Baqarah: 275)
يُبعَثُ آكِلُو الرِّبا يومَ القيامةِ يَتَخَبَّطُونَ كما يَتَخَبَّطُ الذي يَتَخَبَّطُهُ الشَّيطانُ مِنَ المَسِّ، وذلك بسبب ما أكلوا مِنَ الرِّبا الذي نَمَا في بُطُونِهم حتى صار لا يكادون يستطيعون الحركةَ مِن كَثرتِه. فكلما تحرّكوا سقطوا، ولا يستطيعون الإسراعَ في مَشْيِهم كما يُسرِعُ سائرُ الناس.
On the Day of Judgement they will be resurrected from their graves swerving like he who is seized by Satan owing to what they devoured of usury that grew in their stomachs to such an extent that they would hardly be able to move. Whenever they move they fall and cannot hasten their steps like all other people.
قال قتادة: «يُبعث آكل الربا يوم القيامة مجنونًا، فيُعرف بذلك جميع أهل الموقف بسهولة.» قال النبي ﷺ: «لما أُسري بي من المسجد الحرام إلى المسجد الأقصى مررتُ بقوم بطونهم كالبيوت، فيها الحيات تُرى من خارج بطونهم، فقلتُ: من هؤلاء يا جبريل؟ قال: هؤلاء آكلة الربا». (ولا يقومون إلا كما يقوم الذي يتخبطه الشيطان من المس). Note: the translation of the full hadith text is given above as the source requested. The original passage also describes the people of Pharaoh and the torment at the Barzakh; here is the complete translation: قال قتادة: «يُبعث آكل الربا يوم القيامة مجنونًا، يُعرف بذلك جميع أهل الموقف بسهولة.» قال النبي ﷺ: «لما أُسري بي مررتُ بقوم بطونهم كالبيوت، فيها الحيات تُرى من خارج بطونهم، فقلت: من هؤلاء يا جبريل؟ قال: هؤلاء آكلة الربا». ويُعرضون على النار غدوًا وعشيًا، فيمرون عليها كما تمر الإبل المهيّمة، ويُصيبهم ما يُصيبهم من العذاب في البرزخ إلى يوم القيامة. ثم قال: «من هؤلاء يا جبريل؟» قال: «هم الذين يأكلون الربا، لا يقومون إلا كما يقوم الذي يتخبطه الشيطان من المس».1
Qatada said, "On the Day of Judgement the usurer will be resurrected mad. Thus, all the people in the assembly will be able to identify them easily." The Prophet (pbuh) said, "When I was transported from the Sacred House (of Mecca) to the farthest Mosque (of Jerusalem), I passed by some people whose bellies were protruding forward. Their bellies were as huge as houses, stretching along the way of Pharaoh's people. On the other hand, the Pharaoh's people have to be brought in front of Fire at morning and evening. Like defeated camels, deaf and mad, the people of Pharaoh used to pass by them. Feeling them coming, they attempted to keep aside but their bellies were so heavy that they could not leave and they in turn, were trodden by them. This is re-occurred in their coming and going every day. That is their lot of torture in the period of the Barrier (AI-Barzakh) up to the Last day. The Prophet asked, "Who are they, Gabriel?" He replied, "They are those who devour usury will not stand except as stands one whom the Satan, by his touch, hath driven to madness.”1
رُوِيَ أَنَّ رَسُولَ اللَّهِ ﷺ قَالَ: «لَمَّا عُرِجَ بِي سَمِعْتُ رَعْدًا وَصَوَاعِقَ فِي السَّمَاءِ السَّابِعَةِ، ثُمَّ رَأَيْتُ رِجَالًا بُطُونُهُمْ كَالْبُيُوتِ مُنْتَفِخَةً، فِيهَا الْحَيَّاتُ وَالْعَقَارِبُ تُرَى مِنْ خَارِجِ بُطُونِهِمْ، فَسَأَلْتُ: مَنْ هَؤُلَاءِ يَا جِبْرِيلُ؟ فَقَالَ: هَؤُلَاءِ آكِلُو الرِّبَا».1
It was related that the Messenger of Allah (pbuh) said, "When I was taken tip in the Ascent (Mi'raj), I heard thunder and blasts in the seventh heaven. Then, I saw some men whose bellies were as big as houses protruding forward, in which there were serpents and scorpions seen from beneath their bellies. I then, asked, 'Who are they, Gabriel?' He said, 'They are those who devour usury.”1
قال عبد الرحمن بن عبد الله بن مسعود: «إذا ظهر الربا والزنا في قرية، فقد أحلّوا بأنفسهم عذاب الله».2
Abdur-Rahman Ibn Abdullah Ibn Mas'ud said, "When usury and fornication appear in a community, the people of that community render themselves deserving of the punishment of Allah.”2
قال رسول الله ﷺ: «ما ظهر الرِّبا في قومٍ إلا أُخذوا بالسَّنَة، ولا فشت الفاحشة في قومٍ إلا كَثُر فيهم الموتُ، ولا نقص قومٌ المكيالَ والميزانَ إلا أُخذوا بالسِّنين وشدة المؤنة وجور السلطان» 3
The Messenger of Allah (pbuh) said, "Whenever usury appears in a community, there will be madness. Whenever fornication appears in a community, there will be death. Whenever fraud in measure and weight appears in a community, there will be deprivation of rain.” 3
يُعذَّبُ آكِلُ الرِّبا منَ الموتِ إلى يومِ القيامةِ بالسِّباحةِ في نهرٍ أحمرَ كالدَّمِ، ويُطعَمُ وهو يسبحُ الحجارةَ.4
"The usurer suffers the torture from death up to the Day of Judgement by swimming in the Red River which is like blood and he is fed while swimmingly stones.”4
تمثّل الحجارة الأموال الحرام التي جمعها في الدنيا. وهو أيضاً يُطعَم حجارةً من نار (وقد سبق ذكره)، كما ابتلع من المال الحرام في الدنيا. وهذا نصيبه من العذاب في مدة البرزخ قبل يوم القيامة، إضافةً إلى لعنة الله.
The stones represent the unlawful wealth he has collected in the world. He is also fed by stones (It was narrated before.) of fire like what he has swallowed of unlawful wealth in the world. This is his lot of torture in the period of Barrier before the Day of Judgement in addition to the curse of Allah.
قال رسول الله ﷺ: «أربعة لا يدخلون الجنة ولا يذوقون نعيمها كما قضى الله: مدمن الخمر، وآكل الربا، ومن استحل مال اليتيم بغير حق، والعاق لوالديه إن لم يتوبوا جميعًا».5
The Messenger of Allah (pbuh) said, "Four classes of people will be prevented from entering Paradise nor will they taste its blessing as Allah decreed: the intoxicant, the usurer, the one who appropriates the orphan's property without a lawful cause and the one who was disobedient to his parents if they did not repent all.”5
رُوِيَ أَنَّ آكِلِي الرِّبَا سَيُبْعَثُونَ فِي صُورَةِ الكِلَابِ وَالخَنَازِيرِ، لِأَنَّهُمُ احْتَالُوا عَلَى أَكْلِ الرِّبَا كَمَا احْتَالَ أَهْلُ السَّبْتِ الَّذِينَ احْتَالُوا عَلَى صَيْدِ السَّمَكِ بِأَنْ حَفَرُوا حِيَاضًا تُحْبَسُ فِيهَا السَّمَكُ يَوْمَ السَّبْتِ، ثُمَّ يَجْمَعُونَهَا يَوْمَ الأَحَدِ، فَمُسِخُوا قِرَدَةً وَخَنَازِيرَ. وَكَذَلِكَ يَكُونُ مَصِيرُ مَنِ احْتَالَ عَلَى أَكْلِ الرِّبَا. وَاللَّهُ يَعْلَمُ مَا يَحْتَالُونَ. قَالَ أَبُو أَيُّوبَ السَّخْتِيَانِيُّ: «هَكَذَا يَخْدَعُونَ اللَّهَ كَمَا يَخْدَعُونَ الصَّبِيَّ». وَقَالَ النَّبِيُّ ﷺ: «الرِّبَا ثَلَاثَةٌ وَسَبْعُونَ بَابًا، أَيْسَرُهَا مِثْلُ أَنْ يَنْكِحَ الرَّجُلُ أُمَّهُ».
It was narrated that the usurers will be resurrected in the form of dogs and pigs since they contrived for devouring usury like the people of Sabath who contrived for hunting fish by making basins in which the fish were trapped on Saturday and then were collected on Sunday. Therefore, they were turned into monkeys and pigs. Similarly, this will be the abode of those who contrive for devouring usury. However, Allah knows all what they contrive. Abu Ayub As-Sakhtiani says.” Behold! They deceive in the same manner when deceiving a child." The Prophet (pbuh) said, "Usury has seventy two doors, the least of them is compatible with committing adultery with one's mother.
أَرْبَى الرِّبَا الاسْتِطَالَةُ فِي عِرْضِ أَخِيهِ الْمُسْلِمِ بِغَيْرِ حَقٍّ
The most heino[{s kind of usury is to transgress by defaming one's brother.” 6
قال أنس: «خطبنا رسول الله ﷺ وبيّن مسألة الربا، فقال: "درهم يأكله الرجل من الربا أشدّ عند الله من ستّ وثلاثين زنيةً»." 1
Anas related, "The Messenger of Allah (pbuh) preached us and expounded the question of usury by saying, "One Dirham gained by usury is more heinous than thirty six times of adultery at the sight of Allah.” 1
قال النبي ﷺ: «الربا سبعون حوبًا، أيسرها مثل أن ينكح الرجل أمه».2
The Prophet (pbuh) said, "Usury is of seventy sins, the least of which is compatible with committing adultery with one's mother.”2
قال أبو بكر: «آكِلُ الرِّبا وَمُوكِلُهُ فِي النَّارِ سَواءٌ». وقال ابنُ مسعودٍ، رضي الله عنه: «إذا أَقْرَضْتَ أحدًا فلا تَقْبَلْ منه هَدِيَّةً، فإنها رِبًا». وعَدَّ الحسنُ، رضي الله عنه، ما تأكُلُهُ في بيتِ مَن أَقْرَضْتَهُ سُحْتًا (أي أخذًا للربا أو الرشوة).
Abu Bakr said, "He who takes the interest and the giver are in the Hell-Fire alike." Ibn Mas'ud, may Allah be pleased with him, said, "When indebting someone, you should not accept his gift since it is usury." Moreover, AI-Hasan, may Allah be pleased with him, regarded what you ate in your indebted house as Suht (taking of usury or bribes.)
قال النبيُّ ﷺ: «إذا جرَّ القرضُ منفعةً فهو رِبًا».3
The Prophet (pbuh) said, "When a loan renders an interest it is subsumed under usury.”3
قال ابن مسعود أيضًا: «مَن شفع لأحدٍ، فأُهدي إليه هدية، فقبلها، فهو سُحت». ويدل على ذلك الحديث الآتي:
Ibn Mas'ud also said, "Whoever intercedes for someone, and then is offered a gift, it is considered Suht." This is indicated in the following hadith:
«مَنْ شَفَعَ شَفَاعَةً فَأُهْدِيَ لَهُ هَدِيَّةً فَقَبِلَهَا، فَقَدْ أَتَى بَابًا عَظِيمًا مِنْ أَبْوَابِ الرِّبَا».4
"Whoever intercedes' (for someone) and is then offered a gift, then he approaches a grievous door of usury.”4
نسأل الله العفو والعافية في الدين والدنيا والآخرة.
We ask Allah's pardon and soundness in the religion, the world and the Hereafter.
1. رواه البيهقي في كتاب "دلائل النبوة" عن أبي سعيد الخدري.
1 . Reported by Al-Baihiqi in the book of 'Evidence of Prophethood on the authority of Abu Sa'id Al-Khudri.
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.
رواه ابن ماجه. ومن المحتمل أن يُصنَّف ضعيفًا.
1 Reported by Ibn Majah. It is likely to be classified as weak.
رواه الحاكم وقال: هذا حديث صحيح الإسناد.
2 Reported by Al-Hakim who said this hadith has a good chain of transmission.
هذا الحديث له مراجع عديدة.
3 This hadith has numerous references.
4 سبق ذكره
4 Reported before.
رواه الحاكم، وقال: هذا حديث صحيح الإسناد.
5 Reported by AI-Hakim who said this hadith has a good chain of transmission.
6 وردَ ذلك عن الهيثمي في مجمع الزوائد
6 Postulated by AI-Haith ami in Majma' Al-Zawa'id.
.
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1 رواه ابن أبي الدنيا.
1 Reported by Ibn Abi Dunya.
ورد ذلك من قبل
2 It has been narrated before.
3 ذكره ابن حجر في «المطالب العالية»، وقال: إنه منقطع السند.
3 Postulated by Ibn Hajar in :41-Matalib AI-Aliyyah' and he said it has a missing transmission.
رواه أبو داود وأحمد.
4 Reported by Abu Dawud and Ahmad.