12.5 Kampuni ya Nyuso za Sifa - Wujooh
12.5 The Company of Reputation Faces - Wujooh
Kampuni hii ni ushirikiano wa watu wawili wenye mali ya mtu wa tatu. Yaani, mtu mmoja anampa mali yake watu wawili au zaidi kama Mudharaba, hivyo wale wawili Mudharib ni washirika katika faida itokanayo na mali ya mtu mwingine. Wanaweza kukubaliana kugawa faida kwa theluthi: kila Mudharib apate theluthi moja, na mwenye mali apate theluthi moja. Wanaweza pia kukubaliana kugawa kwa robo: mali inachukua robo moja, mmoja wa Mudharib anachukua robo moja, na mwingine anachukua nusu. Au wanaweza kukubaliana masharti mengine yasiyo haya, hivyo inawezekana kuwepo na sehemu za upendeleo katika faida kati ya wale wafanyakazi wawili. Dai lao la kupata sehemu za upendeleo wa faida linatokana na sifa njema (Wajaha) ya mmoja wao au ya wote wawili, iwe kwa taaluma yao katika kazi au kwa ujuzi wao katika kuuza na kusimamia, licha ya ukweli kwamba haki yao ya kusimamia mali ni sawa. Kampuni hii kwa hiyo inatofautiana na kampuni ya Mudharaba, ingawa kwa uhalisia inarejea kuwa Mudharaba.
This company is an association of two bodies with the property of a third, namely a person gives his property to two persons or more as a Mudharaba, so the two mudharibs are partners in the profit through the property of another person. They may agree to divide the profit in thirds, to each mudharib a third and to the owner a third. They may also agree to divide it in fourths, where the property takes a fourth, one of the mudharibs takes a fourth and the other takes a half. Or they may agree on conditions other than these so that it is possible that there are preferential shares of the profit between the two workers. Their claim to preferential shares of profit is based on the reputation (Wajaha) of one or of both of them, whether in regard of their profession in work or of their skills in disposal and management, despite the fact that the right of disposal they have in the property is equal. This company is therefore different from the company of Mudharaba, although in reality it reverts to Mudharaba.
Miongoni mwa aina za kampuni za Wujooh ni pale watu wawili au zaidi wanaposhirikiana katika kununua bidhaa, wakitumia imani ya wafanyabiashara kwao, na sifa inayotokana na imani hiyo, bila kuwa na mali. Wao hukubaliana kwamba mali waliyonunua inamilikiwa nao kwa nusu, au theluthi, au robo, au kwa namna nyingine kama hiyo, kisha huiuza mali hiyo. Faida wanayopata hugawanywa kati yao kwa nusu, au theluthi, au robo, au kwa kiasi chochote watakachokubaliana, na si kulingana na makubaliano ya awali ya sehemu ya umiliki. Hata hivyo, hasara huwa kwa uwiano wa sehemu zao katika bidhaa zilizonunuliwa, kwa kuwa sehemu hizo ndizo zinazowakilisha mali yao, wala si kulingana na walichokubaliana kuhusu hasara, wala kulingana na sehemu yao ya faida, iwe faida iligawanywa kati yao kulingana na thamani ya manunuzi yao au kwa namna nyingine.
Among the companies of Wujooh is when two or more persons associate in what they buy using the trust of merchants in them, and the reputation that is based on this trust, without having property. They would agree that the property they bought is owned by them in halves or thirds or fourths or the like, and they sell that property. What they gain of profit is divided between them in halves, thirds or fourths or whatever else they agree, and not based on the previous agreement of the share of ownership. However, the loss is in proportion of their shares of the purchased goods, because these shares represent their property and not according to what they may agree about the loss, nor according to their share of the profit, whether the profit was divided between them according to the value of their purchases or otherwise.
Hivyo ushirikiano wa Wujooh, kwa aina zake mbili, unaruhusiwa. Hii ni kwa sababu ikiwa washirika wameshirikiana kwa kutumia mali ya mtu mwingine, basi ni kama ushirikiano wa Mudharaba, ambao umethibitishwa na Sunnah na Ijma'a. Lakini ikiwa wameshirikiana kwa kutumia kile wanachochukua kutoka kwa mali ya mtu mwingine, kwa kununua bidhaa kupitia sifa yao nzuri na imani ya wafanyabiashara kwao, basi ni kama ushirikiano wa Abdan, ambao pia umethibitishwa na Sunnah. Hivyo basi, ushirikiano wa Wujooh umethibitishwa na Sunnah na Ijma'a.
Thus the company of the Wujooh with its two forms is allowed. This is because if the partners associated with the property of another person it is like the Mudharaba company, which is confirmed by the Sunnah and Ijma’a. If, however they associated with what they take from the property of another person, by buying goods through their reputation and the trust of the merchants in them, then it is like the company of Abdan, which is also confirmed by the Sunnah. The company of Wujooh is thus confirmed by the Sunnah and Ijma’a.
Hata hivyo, ni lazima kujua maana ya uaminifu katika muktadha huu. Uaminifu unapotajwa katika mambo ya biashara na ushirika na mengineyo yanayofanana na hayo, unakusudiwa kuwa ni uaminifu wa malipo, yaani uaminifu wa kifedha, si umaarufu wala heshima. Kwa hiyo, mtu anaweza kuwa maarufu lakini asiaminiwe kulipa, hivyo hakuna uaminifu wa kifedha kwake, na kwa sababu hiyo hakuna uaminifu kwake katika suala la biashara na ushirika. Anaweza kuwa waziri, tajiri au mfanyabiashara mkubwa, lakini ikiwa hana uaminifu wa kulipa, hakuna uaminifu wa kifedha kwake wala haaminiwi katika jambo lolote. Kwa hiyo, hawezi kununua bidhaa yoyote sokoni bila kulipa bei yake. Lakini anaweza kuwa mtu maskini, na ikiwa wafanyabiashara wanamwamini kulipa madeni yake, anaweza kununua bidhaa bila kulipa bei yake papo hapo. Katika kampuni ya Wujooh, uaminifu unalenga malipo, si umaarufu. Kinachotokea katika baadhi ya kampuni ni kwamba waziri wa serikali anajumuishwa kama mwanachama katika kampuni na kupewa sehemu fulani ya faida, ilhali yeye hachangii mali wala hashiriki kwa juhudi yoyote. Anahusishwa kama mshirika kwa sababu ya hadhi yake katika jamii, ili kuwezesha shughuli za kampuni. Hii haichukuliwi kuwa kampuni ya wujooh, wala ufafanuzi wa kampuni katika Uislamu hauihusu. Aina hii ya ushirika hairuhusiwi, na mtu kama huyo si mshirika, wala hairuhusiwi kuchukua chochote kutoka kwenye kampuni kama hiyo.
However, it is necessary to know what is meant by trust in this regard. When trust is mentioned in the matters of trading and company matters and the like, it is meant to be the trust in payment, which is the financial trust, not notability nor esteem. Therefore, a person may be a notable person yet He is not trusted to pay, so there is no financial trust in Him and thus there is no trust in Him in the subject of trading and partnership. He could be a minister, a rich man or a great merchant, but if He is not trusted to pay, there is no financial trust in Him nor is He trusted in anything. Therefore, He cannot buy any goods from the market without paying its price. Yet could be a poor person, but if the merchants trust Him to pay his debts, He can buy goods without paying their price immediately. In the company of Wujooh, the trust is thus focused on payment not on notability. What occurs in some companies is that a minister of the government is included as a member in the company and assigned a certain share of the profit, while He contributes no property nor participates with any effort. He is associated as a partner due to his standing in society so as to facilitate the dealings of the company. This is not considered as a wujooh company nor does the definition of a company in Islam apply to it. This type of partnership is not allowed and such a person is not a partner and He is not allowed to take anything from such a company.
Hali inayotokea katika baadhi ya nchi, kama Saudi Arabia na Kuwait, ni kwamba mtu asiye Msaudi au asiye Mkuwait haruhusiwi kuwa na leseni ya kufanya biashara au kufanya kazi. Hivyo, huingiza Msaudi katika Saudi Arabia au Mkuwait katika Kuwait kama mshirika. Humpa sehemu ya faida, ilhali Msaudi au Mkuwait huyo hachangii mali yoyote wala nguvu zake katika kampuni. Badala yake, anachukuliwa kuwa mshirika kwa sababu leseni imetolewa kwa jina lake, na anapewa sehemu ya faida kama malipo ya jambo hili. Aina hii ya kampuni haichukuliwi kuwa ni kampuni ya wujooh, wala hairuhusiwi na Shari'a. Msaudi au Mkuwait huyo haichukuliwi kuwa mshirika, na si halali kwake kuchukua chochote kutoka kwenye kampuni, kwa sababu hatimizi masharti ambayo Shari'a inayataka kwa mshirika ili awe mshirika halali. Masharti hayo ni pamoja na kushiriki kwa mali, au kwa nguvu za mwili, au kwa kuaminiwa katika malipo, ili afanye kazi kwa bidhaa anazozichukua kupitia uaminifu huo.
What happens in some countries like Saudi Arabia and Kuwait is that the non-Saudi or the non-Kuwaiti person is not allowed to have a license for trading or working so He includes a Saudi in Saudi Arabia or a Kuwaiti in Kuwait as a partner. He assigns to Him a share of the profit, while the Saudi or Kuwaiti person does not contribute any property or his body to the company, rather He is considered a partner because the licence is issued in his name and He is given a share in the profit in return for this. This type of company is also not considered of the company of wujooh, nor is it allowed by Shar’a. Such a Saudi or Kuwaiti is not considered a partner and it is not Halal for Him to take anything from the company, because He does not fulfil the conditions which the Shar’a requires in the partner in order to become a legal partner. These conditions include associating in the property or by his body or by the trust in payment, so that He works with the goods He takes through this trust.