Ni sehemu ya asili ya mwanadamu kufanya kazi ili kukidhi mahitaji yake, na kumiliki mali ili kukidhi mahitaji haya, na hivyo kujitahidi kupata umiliki huo. Kukidhi mahitaji ya mwanadamu ni jambo lisiloepukika ambalo mwanadamu hawezi kujiepusha nalo. Kwa kuongezea kuwa ni sehemu ya asili ya mwanadamu, kupata mali kwa mwanadamu ni jambo lisiloepukika. Hivyo, jaribio lolote la kumzuia mwanadamu kumiliki mali lingekuwa kinyume na maumbile yake, na jaribio lolote la kuweka kikomo cha kiasi cha mali anachoweza kumiliki pia lingekuwa kinyume na maumbile ya binadamu. Kwa hiyo, ingekuwa kinyume cha maumbile kusimama kati ya mwanadamu na kupata mali, au kusimama kati yake na juhudi zake za kufikia upataji huu.

It is part of man’s nature to work so as to satisfy his needs and to possess property in order to satisfy these needs and accordingly to strive for this possession. Satisfying man’s needs is an inevitable matter that man cannot desist from. In addition to being part of man’s nature, man’s acquisition of wealth is thus an inevitable matter. Any attempt to prevent man from possessing wealth would be contradictory to his nature and any attempt to restrict his possession to a certain quantity would also be contradictory to human nature. It would, therefore, be unnatural to stand between man and his acquisition of wealth, or to stand between Him and his efforts to achieve this acquisition.

Hata hivyo, umilikaji huu hauwezi kuachwa kwa mwanadamu afanye apendavyo, auendee, au auondoe kama atakavyo, kwani hilo lingeleta uovu na ufisadi utakaosababisha machafuko na fujo. Hili haliepukiki kutokana na tofauti zilizopo kati ya watu katika uwezo wao na katika mahitaji yao ya kuridhika. Iwapo watu wangeachwa wajiamulie wenyewe, ni wenye nguvu tu ndio wangepata mali, nao walio dhaifu wangenyimwa; wagonjwa na wasiojiweza wangeangamia, na wenye tamaa wangezidisha. Basi, kuwawezesha watu kumiliki mali na kujitahidi kuipata lazima kufanyike kwa namna inayohakikisha kutimizwa kwa mahitaji ya msingi ya watu wote. Pia inapaswa kuhakikisha uwezekano wa watu kutimiza hamu yao ya kupata anasa. Kwa hiyo, ni lazima kuufunga umilikaji huu katika njia maalum, yenye unyenyekevu, ili umilikaji uwe ndani ya uwezo wa watu wote licha ya tofauti zao za uwezo na mahitaji. Njia hii pia iendane na maumbile ya binadamu ili kukidhi mahitaji ya msingi na kuwawezesha watu kutimiza anasa zao. Hivyo, ni lazima umiliki ubainishwe kwa ubora, na kupinga kufutwa kwa umiliki, kwa kuwa hilo linapingana na maumbile ya binadamu. Pia ni lazima kupinga kufungiwa umiliki katika kiasi maalum, kwani hilo linamzuia mwanadamu kujitahidi kupata mali, hivyo kupingana na maumbile yake. Uhuru wa umiliki nao unapaswa kupingwa, kwa kuwa unasababisha uovu na ufisadi unaopelekea mahusiano yenye machafuko kati ya watu. Uislamu unaruhusu umiliki wa mtu binafsi na unabainisha njia yake badala ya kiasi chake, kulingana na maumbile ya binadamu. Pia umepanga mahusiano kati ya watu, na hivyo kumwezesha mwanadamu kukidhi mahitaji yake yote.

This acquisition should not, however, be left to man to achieve, strive for, or dispose of as He wishes, as this would cause evil and corruption resulting in anarchy and disorder. This is inevitable due to the disparity between people in their abilities and in their needs for satisfaction. If they were left to their own devices, only the strong would acquire the wealth and the weak would be deprived of it; the sick and the incapable would perish and the greedy would be excessive. Enabling the people to acquire wealth and strive to achieve it must therefore proceed in a way that guarantees the satisfaction of the basic needs for all the people. It should also guarantee the possibility of people being able to satisfy their desire to acquire luxuries. It would, therefore, be imperative to confine this acquisition to a specific method, in which simplicity is achieved, so as to make the acquisition within reach of all people despite the disparity in their abilities and their needs. This method would also conform to human nature so as to satisfy the basic needs and enable people to fulfil their luxuries. It would thus be imperative for the ownership to be determined in quality and to resist the abolition of ownership, as this contradicts human nature. It is also necessary to resist the confinement of ownership to specific quantities, as this restricts man’s striving to acquire wealth, thus contradicting his nature. The freedom of ownership should also be challenged as it causes evil and corruption resulting in chaotic relationships between people. Islam allows individual ownership and defines its method rather than its quantity, in accordance with human nature. It also organised the relationships between people and thus enabled man to satisfy all of his needs.