Wakati dhahabu ilipotumika kote duniani, haikukumbana na matatizo yoyote. Hata hivyo, matatizo yalijitokeza pale nguvu kuu zilipoamua kupigana na maadui zao kwa kutumia fedha, kwa kuanzisha pamoja na kiwango cha dhahabu kiwango cha noti za karatasi zisizobadilishwa (za lazima). Kwa sababu hii, nchi za kikoloni za Magharibi zilianzisha Shirika la Fedha la Kimataifa, na Marekani ikaanzisha dola ya Marekani kama msingi wa kiwango kipya cha fedha. Hivyo, nchi yoyote inayotumia kiwango cha dhahabu ingekabiliwa na matatizo fulani ambayo yanahitaji kuchunguzwa ili kuyatatua na kuyashinda. Matatizo hayo ni yafuatayo:

When the gold standard was applied throughout the whole world, it did not experience any problems. However, problems arose when the superpowers opted to fight their enemies using money, by introducing alongside the gold standard the non exchangeable (compulsory) paper money standard. For this reason, Western colonial powers established the International Monetary Fund, and the USA introduced the U.S. dollar as the basis for the new monetary standard. Hence, any State operating the gold standard would be faced by certain problems which need study in order to solve and overcome them. These problems are as follows: