Islom shaxsiy mulkchilikka ruxsat beradi, lekin mulkchilikning tartibini belgilab qo'ygan. U inson o'zi egalik qilgan narsadan erkin foydalanishiga ruxsat bergan, shuningdek, bu narsadan foydalanish tartibini ham belgilagan. Islom insonlar o'rtasidagi jismoniy va aqliy qobiliyatlardagi farqni hisobga olgan; shu sababli kuchsiz va muhtojlarga yordam berish choralarini ko'rgan, badavlat kishilarga kambag'al va muhtojlarga berishni buyurgan. Islom, shuningdek, jamiyat uchun tabiatan zarur bo'lgan xizmat turlarini barcha musulmonlar uchun umumiy mulk qilgan va hech bir kishiga bunday xizmatlarni shaxsiy mulk qilib olish yoki o'zi uchun yoxud boshqalar uchun himoya qilib olishni taqiqlagan. Shuningdek, mollarni, ya'ni tovarlarni yoki xizmatlarni ta'minlash mas'uliyatini davlatga yuklagan va davlatga ayrim mulklarni yagona egalik sifatida o'zlashtirishga ruxsat bergan.

Islam allows individual ownership, but has determined the manner of ownership. It has permitted the individual to freely dispose of what He or she owns, but it has also determined the manner of disposal. Islam has taken into account the disparity in the physical and mental abilities among the humans; therefore it has made provision to help the weak and the needy, by commanding the wealthy to give to the poor and needy. Islam has also made the utilities, which are in their nature indispensable to the community, a public property for all Muslims, and has forbidden any person from privately owning or protecting for himself or for others such utilities. It has also delegated the responsibility of providing the wealth, either as commodities or as services, to the State, and it has also permitted the State to exclusively acquire certain properties.