在当今世界，无论是在国内还是在全球范围内，财富分配都存在严重的极端不平等。在英国，约5%的人口拥有90%的财富。在全球范围内，世界大部分资源储备位于所谓的"第三世界"，然而这些地区却最为贫困。在地球的一角，儿童因饥饿而死亡，而在另一角，由于食物过剩，黄油山和牛奶湖却相继形成。正是面对这样严重的失衡，我们被要求在医疗服务和粮食援助问题上做出令人痛心的抉择。

In our world today there is gross extremism in terms of wealth distribution, whether nationally or globally. In Britain 90% of the wealth is owned by about 5% of the population. Globally, though most of the world’s reserves are in the so-called ‘Third World’, these regions are the most poverty stricken. In one corner of the globe children die of hunger, whereas in another butter mountains and milk lakes are formed due to excess food production. It is in the face of such gross imbalances that we are asked to make heart-wrenching decisions about health services and food aid.

在地球的某一角，生活的奢侈品极为丰富，而在另一角，即便是维持生存的基本需求也十分匮乏。

In one corner of the globe luxuries of life are in abundance, and in another even the basic needs for survival are absent.

在当今世界中，伊斯兰教在看待经济问题的视角上独树一帜，直指这一可怕局面的根源。与资本主义和共产主义不同，它并不专注于生产资料，而是通过不仅限制可以获得的财富种类，也限制获得财富的方式，来保障财富的分配。

Islam stands alone in the world of today in its vision of the economic problem, striking at the root of this terrible scenario. Unlike Capitalism and Communism it does not preoccupy itself with means of production. Rather it ensures distribution by not only limiting the type of wealth that can be acquired, but also the means by which it is acquired.

在伊斯兰教中，天然资源如天然气和石油不能被私人占有，正如我们今天所见，跨国公司却对穆斯林乌玛的财富主张权利。先知ﷺ说：“人类在三样东西上是合伙人：水、牧草和火。”

So in Islam natural utilities like gas and oil cannot be owned privately, as we see in a world today where multinational companies stake their rights on the wealth of Muslim Ummah. The Prophet (saw) said, “The human beings are partners in three things water, green pastures and fire.”.

在伊斯兰教中，这样的财富将被用于分配，以确保社会的需求得到满足，使哈里发国能够为其公民提供在我们今天的世界中看似难以想象的各项服务。

In Islam such wealth would be distributed to ensure that society’s needs can be met, enabling the Khilafah to provide for its citizens services that would seem unimaginable to us in today’s world.

在伊斯兰之下，每户家庭都将被分配足以满足其需要的燃料配额。试想一下，没有电费或煤气费，更不用说水费了。在医疗保健方面，其潜力同样令人难以置信。今天我们为盲人提供导盲犬。在欧麦尔·本·阿卜杜勒-阿齐兹时期，国家雇用两人来照顾每一位盲人。公共交通同样被视为国家服务，因此也将是免费的。

Under Islam each house will be allocated a quota of fuel more than adequate for its needs. Imagine, no electricity or gas bills, let alone water rates. In terms of health care the potential too is incredible. Today we provide guide dogs for the blind. During the time of ‘Umar ibn Abdul- Aziz two men were employed by the State to care for each blind person. Public transport is also regarded as a State service, so this would also be free.

伊斯兰教还禁止其他不公正的获取财富的方式，从而确保财富的分配。伊斯兰教禁止给予和收取利息。因此，银行就无法从需要贷款的人身上收取利息。如今我们看到这样一种情况：那些能够还清按揭贷款的人，有时竟要支付超过房屋价值两倍的金额。此外，许多人无力偿还，房屋被收回。在全球范围内，“第三世界”无力支付世界银行和国际货币基金组织贷款的利息，其养活本国人口的能力也因此“被收回”。

Islam also prevents other unfair means of acquiring wealth, thereby ensuring distribution. Islam forbids the giving and taking of interest. Consequently banks would not be able to extract interest from those who are needy of loans. Today we find a situation where those who are able to pay off their mortgage sometimes find themselves paying more than twice the value of the house. Furthermore many fail and have their houses repossessed. On a global scale the ‘Third World’ is unable to pay the interest on loans from the World Bank and the IMF, and their ability to feed their populations is ‘repossessed.’.

诚然，在伊斯兰教中，银行的整体概念与今天有所不同。银行不是公司，而是一种服务。因此，所有利润都会被再投资，以造福民众。银行没有动机像当今的银行那样去剥削个人或国家。所以，我们或许会再一次看到非洲能够像哈里发时期那样，支持其他国家。

Indeed in Islam the whole concept of banking is different. Banks are not companies but are services. So any profits are re-invested for the benefit of the citizens. There is no incentive for banks to exploit other individuals or nations in the way the banks of today do. So once again we may see a time when Africa is able to support other countries as it did during the Khilafah.

正如银行无法如今天这般剥削民众一样,政府也不能这样做。因为在伊斯兰教中没有所得税、增值税或道路税等。这些税收不分青红皂白,不考虑人们是否有能力缴纳。在哈里发国中,只有那些有能力纳税的人才需要缴纳税款。

Just as banks would not be able to exploit the masses nor can the government do so in the manner it does today. For in Islam there is no income tax, Value Added Tax or road tax etc. These are all indiscriminate with regards to whether people are capable of paying them or not. In the Khilafah, only those who can afford to pay taxes are subject to them.