Lengo la msingi kabisa la uchumi wa taifa lolote ni kutoa ugavi wa kutosha wa bidhaa na huduma kwa raia wake, na kumwezesha kila raia kuzipata na kuzitumia ili kuinua kiwango chake cha maisha. Hili linahitaji kwamba utajiri uzalishwe kwa njia ya bidhaa na huduma zinazoweza kutumika, na kwamba watu wapate njia za kumiliki na/au kutumia bidhaa au huduma hizi.

The most fundamental aims of the economy of any nation is to provide an adequate supply of goods and services for its citizens and to enable each citizen to acquire and use them to raise their standard of living. This requires that wealth be created in the form of usable goods and services and that people get the means of owning and/or using these goods or services.

Lengo la msingi kabisa la uchumi wa taifa lolote ni kutoa ugavi wa kutosha wa bidhaa na huduma kwa raia wake, na kumwezesha kila raia kuzipata na kuzitumia ili kuinua kiwango chake cha maisha. Hili linahitaji kwamba utajiri uzalishwe kwa njia ya bidhaa na huduma zinazoweza kutumika, na kwamba watu wapate njia za kumiliki na/au kutumia bidhaa au huduma hizi.

The most fundamental aims of the economy of any nation is to provide an adequate supply of goods and services for its citizens and to enable each citizen to acquire and use them to raise their standard of living. This requires that wealth be created in the form of usable goods and services and that people get the means of owning and/or using these goods or services.

Kiwango ambacho malengo haya yanafikiwa na ufanisi ambao raia wa Dola wanashiriki kwake hutegemea kanuni mahsusi za ushiriki, yaani sera ya kiuchumi ambayo taifa linatekeleza.

The degree to which these aims and objectives are met and the efficiency with which the citizens of the State participate depend on the specific rules of engagement, namely the economic policy which the nation implements.

Mbali na msingi wa kiitikadi wa jumla ambao mfumo wa kiuchumi umejengwa juu yake, viungo muhimu vya mafanikio ya kiuchumi ya taifa lolote ni pamoja na: 1) Imani katika mfumo na uthabiti wake. 1) Imani katika mfumo na uthabiti wake.

Apart from the general ideological framework upon which the economic system is based, the key ingredients for the economic success of any nation include: 1) Confidence in and stability 1) Confidence in and stability of the system.

2) Utekelezwaji wa mfumo kwa kutoa motisha zinazofaa za kiuchumi kwa ajili ya kuzalisha na kugawa utajiri.

2) Workability of the system by providing appropriate economic incentives for wealth creation and distribution.

3) Njia ya haki ya ugawaji (yaani mzunguko wa mali).

3) A just method of distribution (i.e. circulation of wealth).

Ingawa mfumo wa kiuchumi wa Kibepari ndio pekee unaotekelezwa duniani leo, Mfumo wa Kiuchumi wa Kiislamu unatoa kanuni bora zaidi za kushiriki katika shughuli za kiuchumi, na ungekuwa wenye mafanikio zaidi katika kuinua kiwango cha maisha cha taifa lolote.

Although only the Capitalist economic system is practised in the world today, the Islamic Economic System gives the best rules of engagement in economic activity and would be the most successful towards raising the standard of living of any nation.

Shughuli za kiuchumi kwa asili yake zina hatari kwa kuwa wale wanaoshiriki moja kwa moja ndani yake wanaweza kupata au kupoteza mali. Hivyo katika mifumo yote ya kiuchumi, daima kuna uelewa miongoni mwa wanaoshiriki kwamba wanaweza kupoteza mtaji wao au juhudi zao. Hata hivyo, zipo hali nyingine zinazoathiri vibaya maisha ya kiuchumi ya taifa kwa kuunda kwa njia ya bandia mazingira ya kutokuwa salama, na hivyo kupunguza kiwango cha shughuli za kiuchumi. Hali hizi hutokea kutokana na mfumo mahususi wa kiuchumi unaotekelezwa, kwa mfano katika mfumo wa Kibepari, tunakuta:

Economic activity by its very nature is risky as those who partake in it directly can gain or lose wealth. Hence in all economic systems, there is always an understanding by those who participate that they may lose their capital or effort. However, there are other phenomena that adversely affect the economic life of a nation by artificially creating an atmosphere of insecurity, and thereby reducing the level of economic activity. These arise because of the specific economic system implemented, for example in the Capitalist system, we find :

i) Mizunguko ya Kupanda na Kushuka: Katika mfumo wa Kibepari, vipindi vya biashara nzuri na mbaya vimejitokeza wazi kutoka kwenye kumbukumbu. Ingawa maoni ya wanauchumi yanatofautiana sana kuhusu hali zinazosababisha mabadiliko ya biashara, jambo moja la pamoja ni kwamba chanzo kikuu cha hali hizi kinatokana na misingi ya mfumo wa kiuchumi wa Kibepari.

i) Booms and Busts: In the Capitalist system, periods of good and bad trade have become evident from the records. Although opinions differ widely among economists on the conditions responsible for trade fluctuations, a common feature is that the root cause of these conditions stems from the foundations of the Capitalist economic system.

ii) Mfumuko wa Bei Usiodhibitiwa: Ukweli kwamba fedha hupoteza thamani yake mfululizo umekuwa sehemu ya asili ya uchumi wa Kibepari. Hapa pia wanauchumi wana maoni mengi kuhusu nini husababisha mfumuko wa bei usiodhibitiwa. Lakini mapishi ya mfumuko wa bei usiodhibitiwa yamo moyoni mwa udhibiti wa kifedha uliojikita katika mfumo wa Kibepari.

ii) Runaway Inflation: The fact that money continually loses its value has become an intrinsic part of Capitalist economies. Here again there are many opinions from economists as to what causes runaway inflation. But the recipe for runaway inflation lies at the heart of established financial controls in the Capitalist system.

iii) Kuanguka kwa soko la fedha: Hutokea kwa vipindi visivyo vya kawaida kwa njia ya mabadiliko ya ghafla na makubwa kupita kiasi katika viwango vya ubadilishaji wa fedha za kigeni, na kushuka ghafla kwa bei za hisa.

iii) Money market crashes: These occur irregularly in the form of sudden exaggerated changes in foreign exchange rates and sudden falls in share prices.