Mapato yote ya Dola hukusanywa katika Bait al-Mal, na kutoka hapo ndipo shughuli mbalimbali za Dola hugharamiwa. Mambo ambayo fedha hugawiwa kwayo yote huamuliwa kwa mtazamo wa Khalifa na ijtihadi yake.

All of the revenues of the State are collected in the Bait al-Mal, from where the various functions of the State are funded.The matters for which the funds are allocated are all decided by the view of the Khaleefah and his ijtehad.

Matumizi ya Bait al-Mal yanajikita katika makundi sita yafuatayo:

The expenditure of the Bait al-Mal is centred around the following six categories :

Bait al-Mal ina akaunti maalum ambamo fedha za zakat hukusanywa. Makundi manane ya watu wanaostahili kunufaika na fedha za zakat hupewa kutoka katika akaunti hii.

The Bait al-Mal has a special account in which the money of zakat is collected. The eight categories of people entitled to partake of the zakat funds are supplied from this account.

Maskini, wahitaji, wasafiri, wadeni na jihadi hufadhiliwa kutoka vyanzo vingine vya mapato kila wakati fedha za akaunti ya zakat zinapokuwa hazitoshi. Pale fedha zinapokosekana hata kutoka vyanzo hivi vingine, wadeni hawatapewa msaada. Maskini, wahitaji, wasafiri na jihadi lazima wafadhiliwe kutoka kwenye kodi za ziada zinazokusanywa kwa kusudi hili; na ikihitajika - ili kuwazuia wasiingie katika ufisadi - wafadhiliwe kutokana na mikopo inayochukuliwa na Dola kwa kusudi hili.

The poor, the needy, the travellers, the debtors and jihad are funded from other sources of revenue whenever there are insufficient funds in the zakat account. When there are inadequate funds even from these other sources, the debtors are not to receive assistance. The poor, the needy, the travellers and jihad must be funded from the extra taxes collected for this purpose; and if required - to prevent them falling into corruption - they are to be funded from loans raised by the State for this purpose.

Bait al-Mal lazima lifadhili watu wale wanaotekeleza majukumu au huduma fulani kwa dola, kama vile wafanyakazi, watawala na askari. Ikiwa fedha hazitoshi kwa madhumuni haya, kodi lazima zikusanywe mara moja ili kugharamia matumizi yao, na mikopo inapaswa kukusanywa iwapo kuna hofu kwamba ufisadi unaweza kutokea.

The Bait al-Mal must fund those people who perform certain duties or services for the state, such as employees, rulers or soldiers. If there are insufficient funds for this purpose, taxes must be collected immediately to meet their expenses, and loans should be raised if it is feared that corruption might ensue.

Bait al-Mal itagharamia huduma muhimu na huduma za msingi kama vile barabara, misikiti, hospitali na shule. Iwapo fedha hazitoshi, ni lazima zikusanywe kodi ili kugharamia gharama zake.

The Bait al-Mal shall fund the essential services and utilities such as the roads, mosques, hospitals and schools. If there are insufficient funds, taxes must be collected to cover their cost.

Huduma na huduma za hiari zinafadhiliwa na Bait al-Mal, lakini pale fedha zinapokosekana, hazifadhiliwi na hivyo hucheleweshwa.

Non-essential services and utilities are funded by the Bait al- Mal, but when funds do not allow, these are not financed and are accordingly delayed.

Hatua zinazohitajika kukabiliana na maafa, kama vile matetemeko ya ardhi na mafuriko, lazima zifadhiliwe na Bait al-Mal; iwapo fedha hazitoshi, mikopo inapaswa kukusanywa mara moja, na itarejeshwa baadaye kutoka kwenye kodi.

The necessary measures for dealing with disasters, such as earthquakes and floods, must be financed by the Bait al-Mal; if there are insufficient funds, loans should be raised immediately, and will be repaid later from the taxes.

Katika hali ambapo Dola inalazimika kukopa ili kugharamia shughuli za lazima, mikopo hiyo itatoka hasa kwa raia wake matajiri. Mikopo ya kigeni, ambayo inaweza kumpa kafiri mamlaka fulani juu ya Waislamu au udhibiti wa mambo yao, haitachukuliwa.

In cases where the State must resort to taking out loans to fund necessary activities, these will be primarily from its wealthy citizens. Foreign loans, which may allow the kaffir to have some kind of authority over the Muslims or control of her affairs, will not be undertaken.

Ni haramu kabisa kufungua benki katika Dola ya Kiislamu. Benki pekee inayoruhusiwa katika Dola ya Kiislamu ni benki ya serikali, ambayo ni idara ya Bayt al-Mal. Benki hiyo haishughulikii riba, na kazi yake ni kutoa mikopo ya kifedha kulingana na kanuni za Shari‘ah na kuwezesha miamala ya kifedha na kifedha ya kifedha.

It is absolutely forbidden to open banks in the Islamic State.The only bank permitted in the Islamic State is the state bank which is a department of the Bait al-Mal. It does not deal in riba (interest) and its function is to provide financial loans in accordance with the Shari‘ah rules and to facilitate financial and monetary transactions.