Musulunci yana da tsarin haraji na musamman inda ba a biyar da talakawa haraji. Akwai nau'ikan haraji na yau da kullum guda uku kawai da ake karba daga mutanen da suke iya biyan su:

Islam has a unique system of taxation where there is no taxation of the poor. There are only three types of regular taxes levied from those people who are able to pay:

1. Jizyah - Haraji ne da ake karɓa daga maza balagaggu waɗanda ba Musulmi ba, 'yan ƙasa masu iya biya. Adadinsa ya fi ƙanƙanta sosai fiye da kowane haraji da ake karɓa daga 'yan ƙasa Musulmi.

1. Jizyah - Is a tax on mature male non-Muslim citizens who are able to pay it. This is much less than any tax on Muslim citizens.

2. Ushr - Haraji ne da ake karɓa a kan ƙasar da ba a ci da yaƙi ba, wadda ke ƙarƙashin ikon Gwamnati, a kan kashi ɗaya cikin goma na amfanin gona idan ruwan sama ne ke ban ruwan ƙasar, ko kashi ɗaya cikin ashirin idan ana ban ruwanta da hannu.

2. Ushr - Is a tax levied on unconquered land under the jurisdiction of the State, at the rate of one tenth of the produce if the land is irrigated by rain, or one twentieth if it is artificially irrigated.

3. Kharaj - Haraji ne da ake karɓa a kan ƙasar da aka ci da yaƙi, kuma Khalifa ne yake ƙayyade adadinsa.

3. Kharaj - Is a tax levied on conquered land, whose rate is fixed by the Khaleefah.

Babu harajin samun kuɗi.

There are no income taxes.

Babu Harajin Ƙara Darajar Kaya (VAT).

There is no Value Added Tax (VAT).

Babu Harajin Gado.

There are no Death Duties.

Babu Harajin Hanya.

There is no Road Tax.

Duk waɗannan misalan suna cikin harajin da ake biya a Yamma, inda talakawa ne suka fi wahala.

All these examples are included among the taxes in the West where it is the poor that suffer the most.

Halifa ‘Umar ibn Abdul Aziz a wani lokaci ya kasa samun talaka da zai ba zakka a lokacin mulkinsa (karni na 7 miladiyya).

The Khaleefah ‘Umar ibn Abdul Aziz at one stage could not find a poor person to give zakat to during his rule (7th Century CE).

A cikin dukkan tarihin Spain, tattalin arzikinta ya kai ga matsayin wadata mafi girma a lokacin mulkin Musulunci. Ba a taba samun irin wannan nasara ba kafin hakan ko bayansa.

In the entire history of Spain, it was economically at its most prosperous during the period of Islamic rule. Never before or since has it been so successful.

A ƙarƙashin Musulunci, Afirka ta aika abinci don kawar da yunwa a Madina. Khalifa - ‘Umar ibn al-Khattab ya aika wannan wasiƙa zuwa ga Amr ibn al-‘A’as, gwamnan Masar, game da hanyoyin jigilar kayan abincin:

Under Islam, Africa sent food to relieve famine in Madinah. The Khaleefah - ‘Umar ibn al-Khattab sent the following letter to Amr ibn al-‘A’as, the governor of Egypt regarding the means of transporting the supplies :

"Ka shirya a haƙa magudanar ruwa daga Kogin Nilu zuwa Teku, koda kuwa sai ka kashe dukkan baitul-mali na Masar a wannan aiki."

“Arrange to dig the canal from the River Nile up to the Sea even if you have to spend the entire treasury of Egypt in the undertaking.”.

Zakat ba ya cikin tsarin tattalin arzikin Musulunci.

Zakat is not part of the Islamic economic system.

Albarkatun jama'a kamar hanyoyin ruwa irin su koguna da tafkuna, hanyoyin samar da makamashi irin su wutar lantarki, da kayayyakin amfanin jama'a irin su wuraren shakatawa, tituna da layukan dogo, ba za a iya mayar da su na masu zaman kansu ba bisa son gwamnati. Suna zama mallakar jama'a kamar yadda Musulunci ya fara sanya su bisa ga yanayinsu. Koyaushe za su kasance na jama'a, kuma daidaikun mutane ba za su iya mallakar su ba, wadanda za su iya caji fiye da kima tare da hana mutane samun abubuwan da suke bukata, kamar yadda ake yi a Yamma.

Public resources such as sources of water like rivers and lakes, sources of energy like electricity, and public utilities like parks, roads and railways cannot be privatised according to the wishes of the government. They remain public property as originally classified by Islam according to their nature. They will always remain public and cannot be owned by individuals who may charge excessively and prevent the vital requirements of the people getting to them, as happens in the West.

Wajibi ne ga miji ya yi aiki don neman nafaqa (abinci da kulawa) ga iyalinsa, amma idan bai iya yin hakan ba saboda wani dalili na gaskiya, to nauyin gwamnati ne ta samar da bukatun zahiri na asali na abinci, tufafi, da matsuguni; da kuma bukatun da ba na zahiri ba na ilimi, lafiya, da tsaro.

It is compulsory on the husband to work to earn nafaqah (provision) for his family, but if he cannot do so for any genuine reason, it is the responsibility of the State to provide tangible basic needs of food, clothing, shelter; and intangible needs of education, health and security.

Tara da dukiya yana haramun ne, koda kuwa mutum yana shirye ya biya zakka a kanta. Wannan yana sa dukiyar ta kasance a kasuwanni, tana bunkasa tattalin arziki, kuma tana hana dukiyar kewayawa kawai a tsakanin masu arziki.

Hoarding of wealth is prohibited, even if you are willing to pay zakat on it. This makes it available for the markets, boosting the economy and preventing the wealth from merely making a circuit amongst the rich.

Kuɗi a cikin Khilafah zai iya kasancewa ne kawai bisa zinariya da azurfa. Don haka zai zama yana da daraja ta gaskiya a kansa, wanda zai ba da kwanciyar hankali ga tattalin arziƙi. Ba za a iya sake samar da shi ko lalata shi ba, abin da zai haifar da raguwar daraja da hauhawar farashi.

Currency in the Khilafah can only be based on gold and silver. Thus it will be of real value itself, providing stability in the economy. It cannot be reproduced or destroyed, which would cause devaluation and inflation.

Tsarin Musulunci yana da nau'o'i biyar na tsarin kamfani: 'inan, abdan, mudaraba, mufawada da wujuh.

The Islamic system has 5 types of company structure : anan, abdan, mudharaba, mufawadha and wojooh.

1. Anan (Kamfanin Daidai) - Haɗin gwiwa tsakanin mutane biyu, dukansu suna bada jari da aiki.

1. Anan (Company of Equals) - Partnership between two people, both contributing capital and effort.

2. Abdan (Kamfanin Jiki) - Kamfani da mutane biyu ko fiye suke shiga ta hanyar aikinsu kawai, ba tare da jarinsu ba.

2. Abdan (Company of Bodies) - Company in which two or more persons participate by their effort only, without their capital.

3. Mudharaba (Kamfanin Jari da Aiki) - Kamfani wanda ɓangare ɗaya ke bayar da jari, ɗayan kuma ya bayar da aiki.

3. Mudharaba (Company of Capital and Effort) - A company in which one part provides the capital while the other provides the effort.

4. Wojooh (Kamfanin Fuskoki) - Kamfani da ya shafi bangarori biyu ko fiye, inda bangarorin suke bada aiki tare da wani bangare wanda ya tabbatar da goyon bayan kudi.

4. Wojooh (Company of Faces) - A company involving two or more parties who provide the effort with another party who guarantees the financial support.

5. Mufawadha - Wannan kamfani ne da ke haɗa kowane ɗaya daga cikin nau'o'in tsare-tsaren kamfani guda huɗu da Musulunci ya halatta.

5. Mufawadha - This is a company which combines any of the other 4 types of company structures permitted by Islam.

Hannun jari da kamfanonin hannun jari (Plc's) ba su halatta a Musulunci ba, domin ba su shiga cikin kowanne daga cikin rukunan da aka halatta ba, kuma tsarin kamfanin bai dace ba, don haka ba su inganta ba.

Stocks and share companies (Plc’s) are not allowed in Islam as they do not fall into any of the permitted categories, having an incorrect company structure, and so are invalid.

Tattalin arzikin Musulunci yana mayar da hankali ne kan tabbatar da ingantaccen rarraba arziki da albarkatun da aka halitta, maimakon tara su a cikin ma'ajiyar da ba ta da amfani. Saboda haka, biyan bukatun asali na abinci, tufafi da matsuguni ga dukkan 'yan kasa, ko Musulmai ne ko wadanda ba Musulmai ba, shi ne fifiko.

The Islamic economy focuses on ensuring the effective distribution of created wealth and resources, rather than amassing these in useless stockpiles. Thus the satisfaction of the basic necessities of food, clothing and shelter for all citizens be they Muslims or non-Muslims is the priority.

Idan ka sami fili da ba a amfani da shi ko ya lalace a ko'ina, za ka iya amfani da shi ba tare da izinin kowa ba.

If you find derelict land anywhere you may make use of it without anyone’s permission.

A cikin karni na takwas da na tara, Iraki a karkashin Musulunci tana da yawan jama'a miliyan 30 (idan aka kwatanta da miliyan 18 a yau). Kashi 80 cikin 100 manoma ne masu amfani da tsarin ban ruwa na zamani daga kogunan Tigris da Euphrates. Yawan amfanin iri ga alkama a duniyar Musulmi a wancan lokaci ya kai 10:1, yayin da a Turai ya kai 2.5:1 kawai.

In the 8th and 9th century, Iraq under Islam had a population of 30 million (compared to 18 million today). 80% were farmers with modern irrigation systems from the rivers Tigris and Euphrates. The ratio of yield of seed for wheat in the Muslim world was 10:1 at this time compared to only 2.5:1 in Europe.