Musulunci yana da tsarin haraji na musamman inda ba a sanya haraji a kan talakawa. Akwai nau'o'in haraji na yau da kullum guda uku kawai da ake karba daga mutanen da suke iya biya:

Islam has a unique system of taxation where there is no taxation of the poor. There are only three types of regular taxes levied from those people who are able to pay:

1. Jizyah - Haraji ne da ake karɓa daga maza balagaggu waɗanda ba Musulmi ba, 'yan ƙasa masu iya biyansa. Adadinsa ya fi ƙasa da kowane haraji da ake karɓa daga 'yan ƙasa Musulmi.

1. Jizyah - Is a tax on mature male non-Muslim citizens who are able to pay it. This is much less than any tax on Muslim citizens.

2. Ushr - Haraji ne da ake karba a kan filayen da ba a ci da yaki ba, wadanda suke karkashin ikon Gwamnati, a kan kashi goma na amfanin gona idan filin ana shayar da shi da ruwan sama, ko kashi ashirin idan ana shayar da shi ta hanyar wucin gadi.

2. Ushr - Is a tax levied on unconquered land under the jurisdiction of the State, at the rate of one tenth of the produce if the land is irrigated by rain, or one twentieth if it is artificially irrigated.

3. Kharaj - Haraji ne da ake karba a kan filayen da aka ci da yaƙi, wanda Khalifa ne yake ƙayyade adadinsa.

3. Kharaj - Is a tax levied on conquered land, whose rate is fixed by the Khaleefah.

Babu harajin shiga.

There are no income taxes.

Babu Harajin Ƙara Ƙima (VAT).

There is no Value Added Tax (VAT).

Babu Harajin Mutuwa.

There are no Death Duties.

Babu Harajin Hanya.

There is no Road Tax.

Duk waɗannan misalan suna cikin harajin da ake ɗauka a Yamma, inda talakawa ne suka fi wahala.

All these examples are included among the taxes in the West where it is the poor that suffer the most.

Halifa Umar ibn Abdul Aziz a wani lokaci a lokacin mulkinsa (karni na 7 Miladiyya) ya kasa samun talaka da zai ba zakka.

The Khaleefah ‘Umar ibn Abdul Aziz at one stage could not find a poor person to give zakat to during his rule (7th Century CE).

A cikin dukkan tarihin Spain, tattalin arzikinta ya fi bunkasa a lokacin mulkin Musulunci. Babu lokacin da ta taba yin nasara irin haka kafin wancan ko bayansa.

In the entire history of Spain, it was economically at its most prosperous during the period of Islamic rule. Never before or since has it been so successful.

A ƙarƙashin Musulunci, Afirka ta aika abinci don kawar da yunwa a Madina. Khalifa - ‘Umar ibn al-Khattab ya aika wannan wasiƙa zuwa ga Amr ibn al-‘A’as, gwamnan Masar, game da hanyoyin jigilar kayayyakin abincin:

Under Islam, Africa sent food to relieve famine in Madinah. The Khaleefah - ‘Umar ibn al-Khattab sent the following letter to Amr ibn al-‘A’as, the governor of Egypt regarding the means of transporting the supplies :

"Ka shirya a tono rami kogin Nilu har zuwa teku, ko da za ku kashe dukiyar baitulmalin Masar gaba ɗaya a wannan aiki."

“Arrange to dig the canal from the River Nile up to the Sea even if you have to spend the entire treasury of Egypt in the undertaking.”.

Zakat ba ya cikin tsarin tattalin arzikin Musulunci.

Zakat is not part of the Islamic economic system.

Albarkatun jama'a kamar hanyoyin ruwa irin su koguna da tafkuna, hanyoyin samar da makamashi irin su wutar lantarki, da ababen amfanin jama'a irin su wuraren shakatawa, tituna da layukan jirgin ƙasa ba za a iya mayar da su mallakar masu zaman kansu ba bisa son gwamnati. Suna ci gaba da zama mallakar jama'a kamar yadda Musulunci ya fara rarraba su bisa ga yanayinsu. Koyaushe za su kasance na jama'a, kuma ba za su iya zama mallakin daidaikun mutane waɗanda za su iya cajin kuɗi fiye da kima su hana mutane samun abubuwan da suke buƙata sosai ba, kamar yadda ake yi a Yamma.

Public resources such as sources of water like rivers and lakes, sources of energy like electricity, and public utilities like parks, roads and railways cannot be privatised according to the wishes of the government. They remain public property as originally classified by Islam according to their nature. They will always remain public and cannot be owned by individuals who may charge excessively and prevent the vital requirements of the people getting to them, as happens in the West.

Wajibi ne ga miji ya yi aiki don samun nafaqa (abinci da kayan more rayuwa) ga iyalinsa, amma idan ba zai iya yin hakan saboda wani dalili na gaskiya ba, to aikin gwamnati ne ta samar da bukatu na zahiri na asali, wato abinci, tufafi da matsuguni; da bukatu marasa ganuwa, wato ilimi, lafiya da tsaro.

It is compulsory on the husband to work to earn nafaqah (provision) for his family, but if he cannot do so for any genuine reason, it is the responsibility of the State to provide tangible basic needs of food, clothing, shelter; and intangible needs of education, health and security.

Tara wa dukiya haramun ne, koda kuwa mutum yana shirin biyan zakka a kanta. Wannan yana sa dukiyar ta kasance a kasuwanni, yana bunkasa tattalin arziki, kuma yana hana dukiyar kawai ta zagaya a tsakanin masu arziki.

Hoarding of wealth is prohibited, even if you are willing to pay zakat on it. This makes it available for the markets, boosting the economy and preventing the wealth from merely making a circuit amongst the rich.

Ana iya amfani da kuɗi a cikin Khilafah sai dai idan an yi shi da zinariya da azurfa. Don haka zai kasance yana da daraja ta gaskiya a kansa, yana kuma samar da kwanciyar hankali a tattalin arziki. Ba za a iya sake samar da shi ko lalata shi ba, abin da zai haifar da rage darajar kuɗi da hauhawar farashi.

Currency in the Khilafah can only be based on gold and silver. Thus it will be of real value itself, providing stability in the economy. It cannot be reproduced or destroyed, which would cause devaluation and inflation.

Tsarin Musulunci yana da nau'o'in tsare-tsaren kamfani guda 5: 'inan, abdan, mudharaba, mufawadha da wujooh.

The Islamic system has 5 types of company structure : anan, abdan, mudharaba, mufawadha and wojooh.

1. Anan (Kamfanin Daidai) - Haɗin gwiwa tsakanin mutum biyu, dukansu suna bayar da jari da ƙoƙari.

1. Anan (Company of Equals) - Partnership between two people, both contributing capital and effort.

2. Abdan (Kamfanin Jiki) - Kamfani da mutum biyu ko fiye suke shiga, da aikinsu kawai, ba tare da jarinsu ba.

2. Abdan (Company of Bodies) - Company in which two or more persons participate by their effort only, without their capital.

3. Mudharaba (Kamfanin Jari da Aiki) - Kamfani wanda wani bangare ke bayar da jari, yayin da wani bangaren ke bayar da aiki.

3. Mudharaba (Company of Capital and Effort) - A company in which one part provides the capital while the other provides the effort.

4. Wojooh (Kamfanin Fuskoki) - Kamfani da ya ƙunshi bangarori biyu ko fiye waɗanda ke bayar da aiki tare da wani bangare wanda ke tabbatar da goyon bayan kuɗi.

4. Wojooh (Company of Faces) - A company involving two or more parties who provide the effort with another party who guarantees the financial support.

5. Mufawadha - Wannan kamfani ne wanda ke haɗa kowane ɗaya daga cikin sauran nau'o'i huɗu na tsarin kamfani waɗanda Musulunci ya halatta.

5. Mufawadha - This is a company which combines any of the other 4 types of company structures permitted by Islam.

Hannun jari da kamfanonin hannun jari (Plc's) ba su halatta a Musulunci ba, domin ba su shiga cikin kowane daga cikin nau'ikan da aka halatta ba, kuma tsarin kamfanin bai dace ba, don haka ba su inganta ba.

Stocks and share companies (Plc’s) are not allowed in Islam as they do not fall into any of the permitted categories, having an incorrect company structure, and so are invalid.

Tattalin arziƙin Musulunci yana mai da hankali kan tabbatar da rarraba dukiya da albarkatun da aka halitta yadda ya kamata, maimakon tara su a cikin ma'ajiya marar amfani. Saboda haka, biyan bukatun rayuwa na asali, wato abinci, tufafi da matsuguni, ga dukkan 'yan ƙasa, ko Musulmi ne ko waɗanda ba Musulmi ba, shi ne abin da ya fi muhimmanci.

The Islamic economy focuses on ensuring the effective distribution of created wealth and resources, rather than amassing these in useless stockpiles. Thus the satisfaction of the basic necessities of food, clothing and shelter for all citizens be they Muslims or non-Muslims is the priority.

Idan ka sami ƙasa da ba ta da mai kuma ba ta da amfani, za ka iya amfani da ita ba tare da izinin kowa ba.

If you find derelict land anywhere you may make use of it without anyone’s permission.

A cikin karni na takwas da na tara, Iraki a karkashin Musulunci tana da yawan jama'a miliyan talatin (idan aka kwatanta da miliyan goma sha takwas a yau). Kashi tamanin cikin dari daga cikinsu manoma ne masu tsarin ban ruwa na zamani daga koguna Tigris da Euphrates. Adadin amfanin iri ga alkama a duniyar Musulmi a wannan lokaci ya kai 10:1, idan aka kwatanta da 2.5:1 kacal a Turai.

In the 8th and 9th century, Iraq under Islam had a population of 30 million (compared to 18 million today). 80% were farmers with modern irrigation systems from the rivers Tigris and Euphrates. The ratio of yield of seed for wheat in the Muslim world was 10:1 at this time compared to only 2.5:1 in Europe.