Mallakar dukiya na ɗaya daga cikin muhimman abubuwan da ke ƙarfafa mutum ya shiga harkokin tattalin arziki, domin mai dukiya yana da haƙƙin amfani da ita ko zubar da ita. Hanyoyin samun irin waɗannan haƙƙoƙi na ɗaya daga cikin ginshiƙan asali da ta hanyarsu ake cimma manufofin Tsarin Tattalin Arziki na Musulunci.

Ownership constitutes one of the important incentives for engaging into economic activity as the owner of wealth has the right to use or dispose of it. The means of acquiring such rights is one of the fundamental principles through which the objectives of the Islamic Economic System are achieved.

A cikin Tsarin Tattalin Arziki na Musulunci, an fahimci cewa mamallakin gaskiya (Mahalicci) na dukkan dukiya shi ne Allah (SWT). Mu kawai muna "mallakar" dukiya ta hanyar wakilci a matsayin masu kula da ita. Wasu daga cikinmu suna samun dukiya ta hanyar shiga cikin tsarin samarwa, don haka suna da damar samun dukiya kai tsaye. Waɗannan sun haɗa da abubuwan samarwa kamar yadda Musulunci ya bayyana su. Wasu kuma suna da damar samun dukiya a kaikaice kawai saboda Allah (SWT), wanda shi ne mamallakin gaskiya na dukiya, ya tanadar cewa waɗanda ke da damar samun dukiya kai tsaye ta hanyar shiga cikin tsarin samarwa dole ne su ba da wani ɓangare nata ga waɗancan mutane, kamar yadda Ya bayyana a sarari a cikin Alƙur'ani: