Cara lain untuk memiliki harta ialah pewarisan, yang ditetapkan oleh nas al-Qur'an yang bersifat qat'i (pasti), dan ia mempunyai hukum-hukum tertentu yang bersifat harfiah dan tidak tertakluk kepada penaakulan akal. Walaupun al-Qur'an telah menyatakan perincian pewarisan, perincian hukum ini merupakan garis panduan umum. Allah (SWT) berfirman,

Another means of property ownership is inheritance, which is established by the definite (Qat’i) text of the Qur’an, and it has certain literal rules which are not subject to reasoning. Although the Qur’an has stated the details of inheritance, these detailed rules are general guidelines. Allah (swt) says,

"Berkenaan (pembahagian harta pusaka) untuk anak-anak kamu: bagi lelaki sama dengan bahagian dua orang perempuan, dan jika (anak-anak itu) perempuan lebih dari dua, maka bahagian mereka dua pertiga daripada harta pusaka." [An-Nisa: 11] Kita memahami banyak hukum daripada firman-Nya. Kita memahami bahawa anak lelaki mengambil dua kali ganda daripada apa yang diambil oleh anak perempuan. Kita juga memahami bahawa anak kepada anak lelaki diperlakukan sebagai anak dalam keadaan tiada anak (yang masih hidup), kerana anak-anak kepada anak lelaki termasuk dalam lafaz 'anak-anak'. Ini berbeza dengan anak-anak kepada anak perempuan, yang tidak diperlakukan seperti anak-anak kepada anak lelaki dalam keadaan tiada anak (yang masih hidup). Ini kerana anak-anak kepada anak perempuan tidak termasuk secara bahasa dalam lafaz 'anak-anak'. Kita juga memahami bahawa jika anak-anak itu perempuan, dan lebih dari dua orang, maka mereka berkongsi dua pertiga daripada harta pusaka. Nabi ﷺ memberikan kepada dua orang perempuan bahagian yang sama dengan mereka yang lebih dari dua, dan para Sahabat (ra) berijmak mengenai perkara itu. Maka hukum bagi dua orang perempuan sama dengan hukum bagi lebih dari dua orang perempuan. Hukum-hukum ini difahami daripada makna umum ayat tersebut. Menurut hukum-hukum ini, pewaris berhak mendapat bahagiannya daripada harta pusaka. Oleh itu, salah satu cara pemilikan harta ialah pewarisan mengikut peraturannya, yang diperincikan dalam Al-Qur'an, Sunnah dan Ijmak para Sahabat (ra).

“Concerning (the inheritance) for your children: to the male is the equivalent of the portion of two females, and if they (children) were women more than two, then theirs is two-thirds of the inheritance.” [An-Nisa: 11] We understand many rules from His speech. We understand that the male child takes double that which the female child takes. We also understand that the child of the son is treated as the child in cases where there are no (living) children, because the children of the male child (son) are included in the word ‘children.’ This is contrary to the children of the daughter, who are not treated like the children of the son where there are no (living) children. Because the children of the daughter are not included linguistically in the word ‘children.’We understand also that if the children were females, and more than two in number, then they share in twothirds of the inheritance. The Prophet (pbuh) made for the two females a portion equivalent to those who are more than two, and the Sahabah (companions) (ra) made Ijma’a (consensus) on that matter. So the rule in regard to the two females is the same rule for more than two females. These rules have been understood from the general meaning of the verse. According to these rules, the inheritor deserves his portion of the inheritance. Thus, one of the means of property ownership is the inheritance according to its rules, which are detailed in the Qur’an, Sunnah and the Ijma’a of the Sahabah (ra).

Pewarisan ialah salah satu cara harta dipecah-pecahkan; namun pemecahan harta itu bukanlah 'illah (sebab) bagi pewarisan, sebaliknya ia merupakan manifestasi kepada hakikatnya. Setelah harta dibenarkan untuk dimiliki, ia mungkin terkumpul di tangan segelintir individu semasa hidup mereka. Agar pengumpulan harta sedemikian tidak berterusan selepas kematian mereka, maka perlu ada suatu cara untuk membahagikan harta itu di kalangan manusia. Hakikatnya dapat diperhatikan bahawa pewarisan ialah cara yang semula jadi untuk membahagikan harta ini. Melalui penelitian, jelaslah bahawa terdapat tiga keadaan pewarisan yang memecahkan harta, iaitu:

Inheritance is one of the means by which the wealth is broken up; though the breaking up of the wealth is not an Illah (reason) for the inheritance, rather it is a manifestation of its reality. Once the wealth has been allowed to be possessed, it may then accumulate in the hands of a few individuals during their life. In order that such accumulation of wealth does not continue after their death, it is then necessary to have a means to divide the wealth amongst the people. It is observed in reality that the inheritance is the means of dividing this wealth naturally. Through examination, it is apparent that there are three cases of inheritance by which the wealth is broken up:

a. Kes pertama ialah apabila para waris mengambil keseluruhan harta pusaka menurut hukum faraid, iaitu seluruh harta itu dibahagikan di antara mereka.

a. The first case is when the inheritors take the whole inheritance according to the laws of inheritance, whereby all the wealth is distributed amongst them.

b. Kes kedua ialah apabila tiada waris yang berhak mengambil keseluruhan harta menurut kaedah pewarisan. Contohnya ialah apabila seorang suami meninggal dunia dengan hanya meninggalkan isteri, atau seorang isteri meninggal dunia dengan hanya meninggalkan suami. Dalam keadaan sedemikian, isteri hanya mengambil satu perempat daripada harta pusaka, dan suami hanya mengambil separuh daripada harta, manakala baki harta pusaka dalam kedua-dua kes itu diserahkan kepada Bait ul-Mal.

b. The second case is when there are no inheritors who are entitled to take the whole property according to the rules of inheritance. Such a case would be if a husband died leaving behind only a wife or a wife died leaving behind only a husband. In such instances the wife takes only a quarter of the inheritance, and the husband takes only half of the property, while the rest of the inheritance in both cases is left to the Bait ul-Mal.

c. Kes ketiga ialah apabila langsung tiada waris sama sekali, dan dalam keadaan ini keseluruhan harta dimasukkan ke dalam Bait ul-Mal, dengan kata lain ia diserahkan kepada Negara.

c. The third case is that when there is absolutely no inheritor at all, and in this case the whole property is put in the Bait ul-Mal, in other words it is left to the State.

Harta itu dengan demikian dipecah-pecah dan hartanya dipindahkan kepada para pewaris, sehingga pertukaran harta berlanjut dalam satu kitaran ekonomi di kalangan manusia. Harta tidak disimpan di tangan seseorang tertentu tempat kekayaan itu terkumpul.

The wealth is thus broken up and the property is transferred to the inheritors, where the exchange of the property resumes in an economic cycle amongst the people. The property is not kept in the hands of a particular person where the wealth accumulates.

Pewarisan ialah salah satu cara yang sah untuk memiliki harta, maka sesiapa yang mewarisi sesuatu, dia memilikinya secara sah. Oleh itu, pewarisan ialah salah satu daripada cara pemilikan harta, yang telah dibenarkan oleh Syariah Islam.

Inheritance is a legal means of property ownership, so anybody who inherits a thing owns it legally. Thus the inheritance is one of the means of property ownership, which the Islamic Shari’ah has permitted.